{"status":true,"post":{"id":77909,"user_id":22,"status":1,"type":1,"orde":null,"notification_type":0,"static_post":0,"published_at":"2025-11-07 08:53:00","created_at":"2025-11-07T05:53:00.000000Z","updated_at":"2025-11-07T05:53:00.000000Z","edited_at":"2025-11-07 08:53:00","source_id":null,"post_id":77909,"is_featured":0,"title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","sub_title":null,"category_id":73,"description":null,"content":"<p id=\"isPasted\"><strong>Her y\u0131l\u0131n son \u00e7eyre\u011finde ekonomi \u00e7evrelerinde ayn\u0131 soru yank\u0131lan\u0131r: \u201cBu y\u0131l yeniden de\u011ferleme oran\u0131 ka\u00e7 olacak?\u201d<\/strong><\/p><p><br><\/p><p>Asl\u0131nda bu oran, \u00e7o\u011fu vatanda\u015f i\u00e7in soyut bir kavram gibi g\u00f6r\u00fcnse de hayat\u0131m\u0131z\u0131n neredeyse her alan\u0131na dokunur. \u00c7\u00fcnk\u00fc gelir vergisi dilimlerinden tutun da pasaport harc\u0131na kadar pek \u00e7ok vergi, har\u00e7, ceza bu oran \u00fczerinden belirlenir.<\/p><p><br><\/p><p>Vergi Usul Kanunu\u2019nun m\u00fckerrer 298\u2019inci maddesine g\u00f6re yeniden de\u011ferleme oran\u0131, her y\u0131l ekim ay\u0131 sonu itibar\u0131yla ger\u00e7ekle\u015fen y\u0131ll\u0131k ortalama yurti\u00e7i \u00dcFE art\u0131\u015f oran\u0131d\u0131r. Bu y\u0131l da tablonun temeli belli oldu. 2026 y\u0131l\u0131 i\u00e7in yeniden de\u011ferleme oran\u0131 y\u00fczde 25.49 olarak ortaya \u00e7\u0131kt\u0131. \u015eimdi \u00f6n\u00fcm\u00fczdeki y\u0131l maktu vergi, har\u00e7 ve ceza tutarlar\u0131ndaki art\u0131\u015f\u0131n ne \u015fekilde olaca\u011f\u0131 i\u00e7in g\u00f6zler yay\u0131nlanacak Cumhurba\u015fkan\u0131 karar\u0131 veya kararlar\u0131na \u00e7evrilmi\u015f oldu.\u00a0<\/p><p><br><\/p><p><strong>ORAN DE\u011e\u0130L, TUTAR ARTAR<\/strong><\/p><p>\u00d6ncelikle \u015fu ayr\u0131m\u0131 yapmak gerekiyor: Yeniden de\u011ferleme oran\u0131, vergi oranlar\u0131n\u0131 de\u011fi\u015ftirmez; sadece maktu tutarlar\u0131 art\u0131r\u0131r.<\/p><p><br><\/p><p>Gelir vergisinden motorlu ta\u015f\u0131tlar vergisine kadar bir\u00e7ok vergi t\u00fcr\u00fcnde, parasal s\u0131n\u0131rlar bu orana g\u00f6re g\u00fcncellenir. Farkl\u0131 art\u0131\u015f oran\u0131 belirleme yetkisi Cumhurba\u015fkan\u0131\u2019ndad\u0131r. Cumhurba\u015fkan\u0131, ilgili y\u0131lda uygulanacak vergi, har\u00e7 ve cezalar i\u00e7in yeniden de\u011ferleme oran\u0131n\u0131n y\u00fczde 50\u2019sine kadar art\u0131r\u0131ml\u0131 veya indirimli oran belirleyebilecektir. \u00a0<\/p><p><br><\/p><p>Bu uygulama, hem enflasyonun etkisini s\u0131n\u0131rlamay\u0131 hem de vergi sisteminin reel de\u011ferini korumay\u0131 ama\u00e7lar. Ancak Cumhurba\u015fkan\u0131, Gelir Vergisi Kanunu\u2019nun m\u00fckerrer 123\u2019\u00fcnc\u00fc maddesi uyar\u0131nca, bu oran\u0131 y\u00fczde 50\u2019ye kadar art\u0131rma veya indirme yetkisine sahiptir. Yani dilerse, gelir vergisi dilimleriyle di\u011fer maktu tutarlar i\u00e7in farkl\u0131 art\u0131\u015f oranlar\u0131 belirleyebilir.<\/p><p><br><\/p><p><strong>BAKAN \u015e\u0130M\u015eEK\u2019TEN \u0130PUCU: \u2018DAHA D\u00dc\u015e\u00dcK ARTI\u015e\u2019<br><\/strong><\/p><p><span style=\"background-color: transparent; letter-spacing: 0.01rem;\">Yeniden de\u011ferleme oran\u0131n\u0131n netle\u015fmesinin ard\u0131ndan Hazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek\u2019in kamuoyuna yans\u0131yan bir a\u00e7\u0131klamas\u0131 dikkat \u00e7ekti.<\/span><\/p><p><br><\/p><p>Say\u0131n Bakan, enflasyon hedeflerini dikkate alarak, maktu tutarlarda yeniden de\u011ferleme oran\u0131ndan daha d\u00fc\u015f\u00fck art\u0131\u015flar yap\u0131labilece\u011finin sinyalini verdi. Bu yakla\u015f\u0131m, bir y\u00f6n\u00fcyle mali disiplinin korunmas\u0131 amac\u0131n\u0131 ta\u015f\u0131yor; di\u011fer yandan da enflasyonla m\u00fccadelede psikolojik etki yaratmay\u0131 hedefliyor.<\/p><p><br><\/p><p>Ger\u00e7ek art\u0131\u015f oranlar\u0131n\u0131 ise aral\u0131k ay\u0131nda yay\u0131mlanacak genel tebli\u011flerle \u00f6\u011frenece\u011fiz. Bu noktada, enflasyonun etkisiyle gelirlerin zaten ciddi anlamda eridi\u011fi dikkate al\u0131narak gelir vergisi tarife dilimlerinde en az\u0131ndan yeniden de\u011ferleme oran\u0131 kadar art\u0131\u015f yap\u0131lmas\u0131, di\u011fer vergi, har\u00e7 ve ceza tutarlar\u0131n\u0131n Bakan\u0131n beyanat\u0131 do\u011frultusunda indirimli uygulanmas\u0131, enflasyonla m\u00fccadelenin alg\u0131sal g\u00fcc\u00fc a\u00e7\u0131s\u0131ndan olduk\u00e7a \u00f6nemli. Zira vatanda\u015f, vergi kalemlerinde a\u015f\u0131r\u0131 bir art\u0131\u015f g\u00f6rd\u00fc\u011f\u00fcnde \u201cDevlet enflasyonu pe\u015finen kabul ediyor\u201d hissine kap\u0131labiliyor.<\/p><p><br><\/p><p><strong>K\u0130RA \u0130ST\u0130SNASI TARTI\u015eMASI<br><\/strong><\/p><p>\u00d6te yandan, TBMM\u2019ye sevk edilen bir yasa teklifiyle kira gelirlerinde uygulanan istisna tutar\u0131n\u0131n tamamen kald\u0131r\u0131lmas\u0131 da g\u00fcndemde. Bu, \u00f6zellikle d\u00fc\u015f\u00fck gelirli m\u00fclk sahipleri a\u00e7\u0131s\u0131ndan ek bir y\u00fck anlam\u0131na gelebilir. Zira sembolik d\u00fczeyde kira geliri elde eden vatanda\u015flar\u0131n beyanname verme zorunlulu\u011fu, her ne kadar haz\u0131r beyan sistemi olsa da hem b\u00fcrokratik k\u00fclfet hem de maliyet yaratacakt\u0131r.<\/p><p><br><\/p><p>\u00dcstelik konut kiralar\u0131 \u00fczerindeki bask\u0131n\u0131n artt\u0131\u011f\u0131 bir d\u00f6nemde, bu istisnan\u0131n kald\u0131r\u0131lmas\u0131 konut piyasas\u0131ndaki psikolojik s\u0131k\u0131\u015fmay\u0131 daha da derinle\u015ftirebilir. Bu nedenle sembolik de olsa mevcut istisnan\u0131n korunmas\u0131n\u0131n daha dengeli bir tercih olaca\u011f\u0131 kanaatindeyiz.<\/p><p><br><\/p><p><strong>\u00dcFE, T\u00dcFE VE PS\u0130KOLOJ\u0130K ETK\u0130<\/strong><\/p><p>Yeniden de\u011ferleme oran\u0131, Yurti\u00e7i \u00dcretici Fiyat Endeksi (\u00dcFE) \u00fczerinden hesapland\u0131\u011f\u0131 i\u00e7in \u00dcFE\u2019nin T\u00dcFE\u2019den d\u00fc\u015f\u00fck ger\u00e7ekle\u015fti\u011fi d\u00f6nemlerde bu durum kamuoyunda daha olumlu bir hava yarat\u0131r.<\/p><p><br><\/p><p>Nitekim kas\u0131m ay\u0131nda T\u00dcFE art\u0131\u015f\u0131 y\u00fczde 32.87 iken, yeniden de\u011ferleme oran\u0131 y\u00fczde 25.49 olmu\u015ftur. Yakla\u015f\u0131k 7 puanl\u0131k fark, vatanda\u015f\u0131n g\u00f6z\u00fcnde \u2018nispeten kontroll\u00fc bir art\u0131\u015f\u2019 alg\u0131s\u0131 olu\u015fturacakt\u0131r.<\/p><p><br><\/p><p>Elbette enflasyonun gelece\u011fi a\u00e7\u0131s\u0131ndan as\u0131l belirleyici unsur \u00e7ekirdek enflasyon g\u00f6stergeleridir. Ancak, \u00dcFE\u2019nin T\u00dcFE\u2019nin gerisinde kalmas\u0131 bile ekonomik psikoloji a\u00e7\u0131s\u0131ndan \u00f6nemli ve olumlu bir mesaj niteli\u011findedir:\u00a0<\/p><p><br><\/p><p>\u2018Enflasyon geriliyor\u2019 alg\u0131s\u0131, beklentileri y\u00f6netmede en az rakamlar kadar g\u00fc\u00e7l\u00fc bir ara\u00e7t\u0131r.<\/p><p><br><\/p>","slug":"yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji","tags":null,"meta_title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","meta_description":"Her y\u0131l\u0131n son \u00e7eyre\u011finde ekonomi \u00e7evrelerinde ayn\u0131 soru yank\u0131lan\u0131r: \u201cBu y\u0131l yeniden de\u011ferleme oran\u0131 ka\u00e7 olacak?\u201d","meta_keywords":null,"news_cover_min":"\/front\/uploads\/blog\/thumbnail\/17624628005LjxqgOA84aIDDY.webp","news_cover":null,"news_video_min":null,"news_video":null,"view_count":0,"cropped_1200x675":"\/front\/uploads\/haber\/1200x675\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_1200x675_0eWI5lcLFM.webp","user":{"id":22,"name":"OSMAN","surname":"ARIO\u011eLU","email":"osman-arioglu@gmail.com","slug":"osman-arioglu","avatar":"\/front\/uploads\/avatar\/1733691600PhnV7uz5limxSFX.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-19T14:42:06.000000Z","updated_at":"2024-12-18T09:49:41.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":78041,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":77909,"locale":"tr","category_id":73,"title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","home_title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"<p id=\"isPasted\"><strong>Her y\u0131l\u0131n son \u00e7eyre\u011finde ekonomi \u00e7evrelerinde ayn\u0131 soru yank\u0131lan\u0131r: \u201cBu y\u0131l yeniden de\u011ferleme oran\u0131 ka\u00e7 olacak?\u201d<\/strong><\/p><p><br><\/p><p>Asl\u0131nda bu oran, \u00e7o\u011fu vatanda\u015f i\u00e7in soyut bir kavram gibi g\u00f6r\u00fcnse de hayat\u0131m\u0131z\u0131n neredeyse her alan\u0131na dokunur. \u00c7\u00fcnk\u00fc gelir vergisi dilimlerinden tutun da pasaport harc\u0131na kadar pek \u00e7ok vergi, har\u00e7, ceza bu oran \u00fczerinden belirlenir.<\/p><p><br><\/p><p>Vergi Usul Kanunu\u2019nun m\u00fckerrer 298\u2019inci maddesine g\u00f6re yeniden de\u011ferleme oran\u0131, her y\u0131l ekim ay\u0131 sonu itibar\u0131yla ger\u00e7ekle\u015fen y\u0131ll\u0131k ortalama yurti\u00e7i \u00dcFE art\u0131\u015f oran\u0131d\u0131r. Bu y\u0131l da tablonun temeli belli oldu. 2026 y\u0131l\u0131 i\u00e7in yeniden de\u011ferleme oran\u0131 y\u00fczde 25.49 olarak ortaya \u00e7\u0131kt\u0131. \u015eimdi \u00f6n\u00fcm\u00fczdeki y\u0131l maktu vergi, har\u00e7 ve ceza tutarlar\u0131ndaki art\u0131\u015f\u0131n ne \u015fekilde olaca\u011f\u0131 i\u00e7in g\u00f6zler yay\u0131nlanacak Cumhurba\u015fkan\u0131 karar\u0131 veya kararlar\u0131na \u00e7evrilmi\u015f oldu.\u00a0<\/p><p><br><\/p><p><strong>ORAN DE\u011e\u0130L, TUTAR ARTAR<\/strong><\/p><p>\u00d6ncelikle \u015fu ayr\u0131m\u0131 yapmak gerekiyor: Yeniden de\u011ferleme oran\u0131, vergi oranlar\u0131n\u0131 de\u011fi\u015ftirmez; sadece maktu tutarlar\u0131 art\u0131r\u0131r.<\/p><p><br><\/p><p>Gelir vergisinden motorlu ta\u015f\u0131tlar vergisine kadar bir\u00e7ok vergi t\u00fcr\u00fcnde, parasal s\u0131n\u0131rlar bu orana g\u00f6re g\u00fcncellenir. Farkl\u0131 art\u0131\u015f oran\u0131 belirleme yetkisi Cumhurba\u015fkan\u0131\u2019ndad\u0131r. Cumhurba\u015fkan\u0131, ilgili y\u0131lda uygulanacak vergi, har\u00e7 ve cezalar i\u00e7in yeniden de\u011ferleme oran\u0131n\u0131n y\u00fczde 50\u2019sine kadar art\u0131r\u0131ml\u0131 veya indirimli oran belirleyebilecektir. \u00a0<\/p><p><br><\/p><p>Bu uygulama, hem enflasyonun etkisini s\u0131n\u0131rlamay\u0131 hem de vergi sisteminin reel de\u011ferini korumay\u0131 ama\u00e7lar. Ancak Cumhurba\u015fkan\u0131, Gelir Vergisi Kanunu\u2019nun m\u00fckerrer 123\u2019\u00fcnc\u00fc maddesi uyar\u0131nca, bu oran\u0131 y\u00fczde 50\u2019ye kadar art\u0131rma veya indirme yetkisine sahiptir. Yani dilerse, gelir vergisi dilimleriyle di\u011fer maktu tutarlar i\u00e7in farkl\u0131 art\u0131\u015f oranlar\u0131 belirleyebilir.<\/p><p><br><\/p><p><strong>BAKAN \u015e\u0130M\u015eEK\u2019TEN \u0130PUCU: \u2018DAHA D\u00dc\u015e\u00dcK ARTI\u015e\u2019<br><\/strong><\/p><p><span style=\"background-color: transparent; letter-spacing: 0.01rem;\">Yeniden de\u011ferleme oran\u0131n\u0131n netle\u015fmesinin ard\u0131ndan Hazine ve Maliye Bakan\u0131 Mehmet \u015eim\u015fek\u2019in kamuoyuna yans\u0131yan bir a\u00e7\u0131klamas\u0131 dikkat \u00e7ekti.<\/span><\/p><p><br><\/p><p>Say\u0131n Bakan, enflasyon hedeflerini dikkate alarak, maktu tutarlarda yeniden de\u011ferleme oran\u0131ndan daha d\u00fc\u015f\u00fck art\u0131\u015flar yap\u0131labilece\u011finin sinyalini verdi. Bu yakla\u015f\u0131m, bir y\u00f6n\u00fcyle mali disiplinin korunmas\u0131 amac\u0131n\u0131 ta\u015f\u0131yor; di\u011fer yandan da enflasyonla m\u00fccadelede psikolojik etki yaratmay\u0131 hedefliyor.<\/p><p><br><\/p><p>Ger\u00e7ek art\u0131\u015f oranlar\u0131n\u0131 ise aral\u0131k ay\u0131nda yay\u0131mlanacak genel tebli\u011flerle \u00f6\u011frenece\u011fiz. Bu noktada, enflasyonun etkisiyle gelirlerin zaten ciddi anlamda eridi\u011fi dikkate al\u0131narak gelir vergisi tarife dilimlerinde en az\u0131ndan yeniden de\u011ferleme oran\u0131 kadar art\u0131\u015f yap\u0131lmas\u0131, di\u011fer vergi, har\u00e7 ve ceza tutarlar\u0131n\u0131n Bakan\u0131n beyanat\u0131 do\u011frultusunda indirimli uygulanmas\u0131, enflasyonla m\u00fccadelenin alg\u0131sal g\u00fcc\u00fc a\u00e7\u0131s\u0131ndan olduk\u00e7a \u00f6nemli. Zira vatanda\u015f, vergi kalemlerinde a\u015f\u0131r\u0131 bir art\u0131\u015f g\u00f6rd\u00fc\u011f\u00fcnde \u201cDevlet enflasyonu pe\u015finen kabul ediyor\u201d hissine kap\u0131labiliyor.<\/p><p><br><\/p><p><strong>K\u0130RA \u0130ST\u0130SNASI TARTI\u015eMASI<br><\/strong><\/p><p>\u00d6te yandan, TBMM\u2019ye sevk edilen bir yasa teklifiyle kira gelirlerinde uygulanan istisna tutar\u0131n\u0131n tamamen kald\u0131r\u0131lmas\u0131 da g\u00fcndemde. Bu, \u00f6zellikle d\u00fc\u015f\u00fck gelirli m\u00fclk sahipleri a\u00e7\u0131s\u0131ndan ek bir y\u00fck anlam\u0131na gelebilir. Zira sembolik d\u00fczeyde kira geliri elde eden vatanda\u015flar\u0131n beyanname verme zorunlulu\u011fu, her ne kadar haz\u0131r beyan sistemi olsa da hem b\u00fcrokratik k\u00fclfet hem de maliyet yaratacakt\u0131r.<\/p><p><br><\/p><p>\u00dcstelik konut kiralar\u0131 \u00fczerindeki bask\u0131n\u0131n artt\u0131\u011f\u0131 bir d\u00f6nemde, bu istisnan\u0131n kald\u0131r\u0131lmas\u0131 konut piyasas\u0131ndaki psikolojik s\u0131k\u0131\u015fmay\u0131 daha da derinle\u015ftirebilir. Bu nedenle sembolik de olsa mevcut istisnan\u0131n korunmas\u0131n\u0131n daha dengeli bir tercih olaca\u011f\u0131 kanaatindeyiz.<\/p><p><br><\/p><p><strong>\u00dcFE, T\u00dcFE VE PS\u0130KOLOJ\u0130K ETK\u0130<\/strong><\/p><p>Yeniden de\u011ferleme oran\u0131, Yurti\u00e7i \u00dcretici Fiyat Endeksi (\u00dcFE) \u00fczerinden hesapland\u0131\u011f\u0131 i\u00e7in \u00dcFE\u2019nin T\u00dcFE\u2019den d\u00fc\u015f\u00fck ger\u00e7ekle\u015fti\u011fi d\u00f6nemlerde bu durum kamuoyunda daha olumlu bir hava yarat\u0131r.<\/p><p><br><\/p><p>Nitekim kas\u0131m ay\u0131nda T\u00dcFE art\u0131\u015f\u0131 y\u00fczde 32.87 iken, yeniden de\u011ferleme oran\u0131 y\u00fczde 25.49 olmu\u015ftur. Yakla\u015f\u0131k 7 puanl\u0131k fark, vatanda\u015f\u0131n g\u00f6z\u00fcnde \u2018nispeten kontroll\u00fc bir art\u0131\u015f\u2019 alg\u0131s\u0131 olu\u015fturacakt\u0131r.<\/p><p><br><\/p><p>Elbette enflasyonun gelece\u011fi a\u00e7\u0131s\u0131ndan as\u0131l belirleyici unsur \u00e7ekirdek enflasyon g\u00f6stergeleridir. Ancak, \u00dcFE\u2019nin T\u00dcFE\u2019nin gerisinde kalmas\u0131 bile ekonomik psikoloji a\u00e7\u0131s\u0131ndan \u00f6nemli ve olumlu bir mesaj niteli\u011findedir:\u00a0<\/p><p><br><\/p><p>\u2018Enflasyon geriliyor\u2019 alg\u0131s\u0131, beklentileri y\u00f6netmede en az rakamlar kadar g\u00fc\u00e7l\u00fc bir ara\u00e7t\u0131r.<\/p><p><br><\/p>","slug":"yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji","orjinalimage":"\/front\/uploads\/blog\/thumbnail\/17624628005LjxqgOA84aIDDY.webp","news_cover_min":"\/front\/uploads\/blog\/thumbnail\/17624628005LjxqgOA84aIDDY.webp","news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":"\/front\/uploads\/haber\/638x552\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_638x552_dMNS6PnMjH.webp","cropped_310x208":"\/front\/uploads\/haber\/310x208\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_310x208_L3XV4LWEh5.webp","cropped_416x247":"\/front\/uploads\/haber\/416x247\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_416x247_4KEDttHfNt.webp","cropped_197x247":"\/front\/uploads\/haber\/197x247\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_197x247_9DXlYw7Zj9.webp","cropped_416x600":"\/front\/uploads\/haber\/416x600\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_416x600_1qLOkFZgoU.webp","cropped_1200x675":"\/front\/uploads\/haber\/1200x675\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_1200x675_0eWI5lcLFM.webp","tags":null,"meta_title":"Yeniden de\u011ferleme oran\u0131: Rakam\u0131n \u00f6tesinde bir psikoloji","meta_description":"Her y\u0131l\u0131n son \u00e7eyre\u011finde ekonomi \u00e7evrelerinde ayn\u0131 soru yank\u0131lan\u0131r: \u201cBu y\u0131l yeniden de\u011ferleme oran\u0131 ka\u00e7 olacak?\u201d","meta_keywords":null,"view_count":0,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":"\/front\/uploads\/haber\/358x214\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_358x214_vAanfVAkoY.webp","cropped_842x474":"\/front\/uploads\/haber\/842x474\/yeniden-degerleme-orani-rakamin-otesinde-bir-psikoloji_842x474_KDIlT0fpUJ.webp"}]}}