{"status":true,"post":{"id":17344,"user_id":23,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-21 10:18:46","created_at":"2017-10-22T21:00:00.000000Z","updated_at":"2022-10-21T07:18:46.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":17344,"is_featured":0,"title":"T\u00fcrk Liras\u0131 ile k\u00fcresel g\u00fc\u00e7 olman\u0131n yollar\u0131","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">Ekonomide bir s\u00fcr\u00fc teoriler var. Okullarda bol bol ezberlettirilir. Hepsi de belli varsay\u0131mlarla ger\u00e7ekle\u015fen bu teoriler, piyasalarda varsay\u0131mlar\u0131 \u00e7al\u0131\u015fmad\u0131\u011f\u0131 i\u00e7in tutmaz. Teorileri \u00f6\u011frenmek sadece sistemi \u00e7\u00f6zebilmek i\u00e7indir. Yoksa olay\u0131n b\u00fct\u00fcn\u00fcn\u00fc a\u00e7\u0131klayamaz. Bazen ayn\u0131 olaylar farkl\u0131 sonu\u00e7lara yol a\u00e7abilir. Bu durum teorilerdeki varsay\u0131mlar\u0131n ger\u00e7ek hayatta olmamas\u0131yla alakal\u0131d\u0131r.<\/span><\/p>  <p><span class=\"large\">Bu genel giri\u015ften sonra konumuza gelelim.<\/span><\/p>  <p><span class=\"large\">T\u00fcrk Liras\u0131 ile nas\u0131l k\u00fcresel g\u00fc\u00e7 olaca\u011f\u0131z?<\/span><\/p>  <p><span class=\"large\">Buna literat\u00fcrde paran\u0131n senyoraj etkisi de denir. Olay \u015f\u00f6yle. Siz ticaret yapmak istedi\u011finiz \u00fclkelere Eximbank\u2019\u0131n\u0131z vas\u0131tas\u0131yla T\u00fcrk mal\u0131 al\u0131nmas\u0131 i\u00e7in uzun vadeli TL kredisi verirsiniz. O \u00fclkeler de bunu T\u00fcrkiye\u2019den mal almak isteyenlere TL kredisi olarak aktar\u0131r. O \u00fclke firmalar\u0131 da bu krediyi alarak T\u00fcrkiye\u2019den mal ithal eder. Eminim bu size hi\u00e7 yabanc\u0131 gelmedi. ABD bunu y\u0131llar \u00f6nce bize yapm\u0131\u015ft\u0131.<\/span><\/p>  <p><span class=\"large\">Bu krediler \u00fclke d\u0131\u015f\u0131na verildi\u011finden yurt i\u00e7erisinde para arz\u0131 yaratm\u0131yor. Kald\u0131 ki zamanla ticaret i\u00e7in bu \u00fclke firmalar\u0131 TL mevduat tutuyorlar diye d\u00fc\u015f\u00fcn\u00fcn. Yani k\u0131sacas\u0131 TL o \u00fclkede dola\u015f\u0131mda kal\u0131yor. Bir s\u00fcre sonra a\u00e7\u0131lan kredi kadar paran\u0131n orada mevduat olarak tutuldu\u011funu d\u00fc\u015f\u00fcn\u00fcn. Bu m\u00fcmk\u00fcn. Hatta yurtd\u0131\u015f\u0131nda baz\u0131 bankalar her nedense T\u00fcrkiye d\u0131\u015f\u0131nda TL cinsi tahvil satm\u0131\u015flard\u0131. Faizler o zaman \u00e7ok d\u00fc\u015f\u00fckt\u00fc. Bu y\u00fczden iyi kar ettiler. <\/span><\/p>  <p><span class=\"large\">B\u00f6yle bir durumda T\u00fcrk firmalar\u0131 kur riski sorunu ya\u015fam\u0131yor. Dolar veya Euro ne olmu\u015f umurlar\u0131nda olmaz. Fiyat\u0131 TL verirler. \u0130\u015flemler EFT ile olaca\u011f\u0131ndan kontrol\u00fc de T\u00fcrkiye\u2019de olacak (TCMB). K\u0131sacas\u0131 para hareketleri art\u0131k ABD veya Avrupa\u2019y\u0131 dola\u015fmak zorunda kalmayacak.<\/span><\/p>  <p><span class=\"large\">Bu durum d\u00f6vizin dalgalanmas\u0131ndan a\u011fz\u0131 yanm\u0131\u015f \u00fclkelerin de i\u015fine geliyor. \u00c7\u00fcnk\u00fc onlar T\u00fcrk Liras\u0131 ile buradan mal\u0131 al\u0131rken, satt\u0131klar\u0131 mal\u0131n paras\u0131n\u0131 da hemen T\u00fcrk Liras\u0131\u2019na yeni mal almak i\u00e7in d\u00f6necekler. Bu durumda TL almak durumundalar. K\u0131sacas\u0131 zaman i\u00e7erisinde her verilen TL kredisi kendi TL d\u00f6ng\u00fcs\u00fcn\u00fc olu\u015fturuyor. <\/span><\/p>  <p><span class=\"large\">Bu bahsetti\u011fim husus size hayal gibi gelebilir. Ancak ger\u00e7ekten \u00e7ok basit ve \u00fclkemizin kur riskini kald\u0131r\u0131yor. \u00c7\u00fcnk\u00fc bunun di\u011fer baca\u011f\u0131 ayn\u0131 \u00fclkeden mal al\u0131rken de TL fiyatlamalar ba\u015flayacakt\u0131r. <\/span><\/p>  <p><span class=\"large\">Burada ihtiyac\u0131m\u0131z olan yurtd\u0131\u015f\u0131na yurtd\u0131\u015f\u0131 devletin garantisini alarak TL cinsi krediler a\u00e7makt\u0131r. O zaman ticaretin de \u00f6n\u00fc a\u00e7\u0131lm\u0131\u015f olacakt\u0131r. Oralarda bir kamu bankas\u0131 vas\u0131tas\u0131yla buna \u00f6nc\u00fcl\u00fck edilirse, gelecekte \u00f6zel bankalar da \u015fube a\u00e7arak bu trendi s\u00fcrd\u00fcreceklerdir. Bunlar bize harfiyen yap\u0131ld\u0131. \u015eimdi s\u0131ra bizde...<\/span><\/p>  <p><span class=\"large\"><strong>Son s\u00f6z\u00fcm\u00fcz:<\/strong> K\u00fcresel g\u00fc\u00e7 olacaksak kendi param\u0131zla oluruz. Ba\u015fkas\u0131n\u0131n paras\u0131yla de\u011fil.<\/span><\/p>  \t\t\t\t","slug":"turk-lirasi-ile-kuresel-guc-olmanin-yollari","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"T\u00fcrk Liras\u0131 ile k\u00fcresel g\u00fc\u00e7 olman\u0131n yollar\u0131","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":124,"cropped_1200x675":null,"user":{"id":23,"name":"H\u0130KMET","surname":"BAYDAR","email":"hikmet-baydar@gmail.com","slug":"hikmet-baydar","avatar":"\/front\/uploads\/avatar\/1733691600m8IdzrjJsMVvSMC.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-19T14:42:06.000000Z","updated_at":"2024-12-18T09:49:02.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":17443,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":17344,"locale":"tr","category_id":73,"title":"T\u00fcrk Liras\u0131 ile k\u00fcresel g\u00fc\u00e7 olman\u0131n yollar\u0131","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">Ekonomide bir s\u00fcr\u00fc teoriler var. Okullarda bol bol ezberlettirilir. Hepsi de belli varsay\u0131mlarla ger\u00e7ekle\u015fen bu teoriler, piyasalarda varsay\u0131mlar\u0131 \u00e7al\u0131\u015fmad\u0131\u011f\u0131 i\u00e7in tutmaz. Teorileri \u00f6\u011frenmek sadece sistemi \u00e7\u00f6zebilmek i\u00e7indir. Yoksa olay\u0131n b\u00fct\u00fcn\u00fcn\u00fc a\u00e7\u0131klayamaz. Bazen ayn\u0131 olaylar farkl\u0131 sonu\u00e7lara yol a\u00e7abilir. Bu durum teorilerdeki varsay\u0131mlar\u0131n ger\u00e7ek hayatta olmamas\u0131yla alakal\u0131d\u0131r.<\/span><\/p>  <p><span class=\"large\">Bu genel giri\u015ften sonra konumuza gelelim.<\/span><\/p>  <p><span class=\"large\">T\u00fcrk Liras\u0131 ile nas\u0131l k\u00fcresel g\u00fc\u00e7 olaca\u011f\u0131z?<\/span><\/p>  <p><span class=\"large\">Buna literat\u00fcrde paran\u0131n senyoraj etkisi de denir. Olay \u015f\u00f6yle. Siz ticaret yapmak istedi\u011finiz \u00fclkelere Eximbank\u2019\u0131n\u0131z vas\u0131tas\u0131yla T\u00fcrk mal\u0131 al\u0131nmas\u0131 i\u00e7in uzun vadeli TL kredisi verirsiniz. O \u00fclkeler de bunu T\u00fcrkiye\u2019den mal almak isteyenlere TL kredisi olarak aktar\u0131r. O \u00fclke firmalar\u0131 da bu krediyi alarak T\u00fcrkiye\u2019den mal ithal eder. Eminim bu size hi\u00e7 yabanc\u0131 gelmedi. ABD bunu y\u0131llar \u00f6nce bize yapm\u0131\u015ft\u0131.<\/span><\/p>  <p><span class=\"large\">Bu krediler \u00fclke d\u0131\u015f\u0131na verildi\u011finden yurt i\u00e7erisinde para arz\u0131 yaratm\u0131yor. Kald\u0131 ki zamanla ticaret i\u00e7in bu \u00fclke firmalar\u0131 TL mevduat tutuyorlar diye d\u00fc\u015f\u00fcn\u00fcn. Yani k\u0131sacas\u0131 TL o \u00fclkede dola\u015f\u0131mda kal\u0131yor. Bir s\u00fcre sonra a\u00e7\u0131lan kredi kadar paran\u0131n orada mevduat olarak tutuldu\u011funu d\u00fc\u015f\u00fcn\u00fcn. Bu m\u00fcmk\u00fcn. Hatta yurtd\u0131\u015f\u0131nda baz\u0131 bankalar her nedense T\u00fcrkiye d\u0131\u015f\u0131nda TL cinsi tahvil satm\u0131\u015flard\u0131. Faizler o zaman \u00e7ok d\u00fc\u015f\u00fckt\u00fc. Bu y\u00fczden iyi kar ettiler. <\/span><\/p>  <p><span class=\"large\">B\u00f6yle bir durumda T\u00fcrk firmalar\u0131 kur riski sorunu ya\u015fam\u0131yor. Dolar veya Euro ne olmu\u015f umurlar\u0131nda olmaz. Fiyat\u0131 TL verirler. \u0130\u015flemler EFT ile olaca\u011f\u0131ndan kontrol\u00fc de T\u00fcrkiye\u2019de olacak (TCMB). K\u0131sacas\u0131 para hareketleri art\u0131k ABD veya Avrupa\u2019y\u0131 dola\u015fmak zorunda kalmayacak.<\/span><\/p>  <p><span class=\"large\">Bu durum d\u00f6vizin dalgalanmas\u0131ndan a\u011fz\u0131 yanm\u0131\u015f \u00fclkelerin de i\u015fine geliyor. \u00c7\u00fcnk\u00fc onlar T\u00fcrk Liras\u0131 ile buradan mal\u0131 al\u0131rken, satt\u0131klar\u0131 mal\u0131n paras\u0131n\u0131 da hemen T\u00fcrk Liras\u0131\u2019na yeni mal almak i\u00e7in d\u00f6necekler. Bu durumda TL almak durumundalar. K\u0131sacas\u0131 zaman i\u00e7erisinde her verilen TL kredisi kendi TL d\u00f6ng\u00fcs\u00fcn\u00fc olu\u015fturuyor. <\/span><\/p>  <p><span class=\"large\">Bu bahsetti\u011fim husus size hayal gibi gelebilir. Ancak ger\u00e7ekten \u00e7ok basit ve \u00fclkemizin kur riskini kald\u0131r\u0131yor. \u00c7\u00fcnk\u00fc bunun di\u011fer baca\u011f\u0131 ayn\u0131 \u00fclkeden mal al\u0131rken de TL fiyatlamalar ba\u015flayacakt\u0131r. <\/span><\/p>  <p><span class=\"large\">Burada ihtiyac\u0131m\u0131z olan yurtd\u0131\u015f\u0131na yurtd\u0131\u015f\u0131 devletin garantisini alarak TL cinsi krediler a\u00e7makt\u0131r. O zaman ticaretin de \u00f6n\u00fc a\u00e7\u0131lm\u0131\u015f olacakt\u0131r. Oralarda bir kamu bankas\u0131 vas\u0131tas\u0131yla buna \u00f6nc\u00fcl\u00fck edilirse, gelecekte \u00f6zel bankalar da \u015fube a\u00e7arak bu trendi s\u00fcrd\u00fcreceklerdir. Bunlar bize harfiyen yap\u0131ld\u0131. \u015eimdi s\u0131ra bizde...<\/span><\/p>  <p><span class=\"large\"><strong>Son s\u00f6z\u00fcm\u00fcz:<\/strong> K\u00fcresel g\u00fc\u00e7 olacaksak kendi param\u0131zla oluruz. Ba\u015fkas\u0131n\u0131n paras\u0131yla de\u011fil.<\/span><\/p>  \t\t\t\t","slug":"turk-lirasi-ile-kuresel-guc-olmanin-yollari","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"T\u00fcrk Liras\u0131 ile k\u00fcresel g\u00fc\u00e7 olman\u0131n yollar\u0131","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":124,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}