{"status":true,"post":{"id":18565,"user_id":10,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 13:14:44","created_at":"2018-06-03T21:00:00.000000Z","updated_at":"2022-10-24T10:14:44.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":18565,"is_featured":0,"title":"Neden yeni nesil kalk\u0131nma bankas\u0131na ihtiyac\u0131m\u0131z var?","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">T\u00fcrkiye ekonomik b\u00fcy\u00fcme ve ilave istihdam i\u00e7in yeni yat\u0131r\u0131mlar yapmak zorunda. Ancak yat\u0131r\u0131mlar\u0131n geri d\u00f6n\u00fc\u015f s\u00fcreleri birka\u00e7 y\u0131ldan fazla ve bu nedenle uzun vadeli finansmana ihtiya\u00e7 duyuluyor. Bunu sa\u011flayan da sermaye piyasalar\u0131 ile kalk\u0131nma bankalar\u0131. Ancak T\u00fcrkiye\u2019de her ikisi de yat\u0131r\u0131mlar\u0131n finansman\u0131 i\u00e7in yeterli de\u011fil. Bu nedenle yat\u0131r\u0131mlar, k\u0131sa ve orta-uzun vadeli banka kredileri ile yap\u0131l\u0131yor, yabanc\u0131 para ile bor\u00e7lan\u0131l\u0131yor ve neredeyse k\u0131sa vadeli ticari kredilerdekilerine yak\u0131n faizler \u00f6deniyor. D\u00f6viz kurlar\u0131 ve faizlerin h\u0131zl\u0131 artt\u0131\u011f\u0131 d\u00f6nemlerde ise yat\u0131r\u0131m fizibiliteleri bozuluyor. <\/span><br><span class=\"large\"> Bu nedenle T\u00fcrkiye\u2019nin yerel para cinsinden, uygun maliyetler ile ve uzun vadeli yat\u0131r\u0131m kredileri verecek yeni nesil bir kalk\u0131nma bankas\u0131na ihtiyac\u0131 halen s\u00fcr\u00fcyor.<\/span><\/p>  <p><span class=\"large\"><strong>1 - D\u00dcNYADA YATIRIMLAR \u0130\u00c7\u0130N YEREL PARA B\u0130R\u0130MLER\u0130NDEN VE UZUN VADEL\u0130 F\u0130NANSMAN TALEB\u0130 S\u00dcR\u00dcYOR <\/strong><\/span><\/p>  <p><span class=\"large\">Yat\u0131r\u0131mlar\u0131n finansman olanaklar\u0131, yat\u0131r\u0131m kararlar\u0131 ve yer se\u00e7iminde yine \u00f6nemli unsurlardan birini olu\u015fturuyor. \u00d6zellikle k\u00fcreselle\u015fme ve serbest ekonomi kurallar\u0131 i\u00e7inde son iki 10 y\u0131ld\u0131r yat\u0131r\u0131mlar\u0131n finansman\u0131nda geleneksel kalk\u0131nma bankalar\u0131n\u0131n yerini finansal piyasalar ve sermaye piyasalar\u0131 ald\u0131. Ancak \u00f6zellikle geli\u015fen \u00fclkelerde hem kamu altyap\u0131 yat\u0131r\u0131mlar\u0131 hem de \u00f6zel sekt\u00f6r yat\u0131r\u0131mlar\u0131n\u0131n finansman\u0131 i\u00e7in kalk\u0131nma bankac\u0131l\u0131\u011f\u0131 halen \u00f6nemli bir ihtiya\u00e7 olarak g\u00f6r\u00fcl\u00fcyor. <\/span><br><span class=\"large\"> Yeni finansman olanaklar\u0131na ve uluslararas\u0131 finansal kaynaklara eri\u015fim kolayla\u015fm\u0131\u015f olmas\u0131na ra\u011fmen, yat\u0131r\u0131mc\u0131lar kendi \u00fclke paralar\u0131 ile uzun vadeli ve uygun faizlerde yat\u0131r\u0131m kredileri talep ediyor.<\/span><\/p>  <p><span class=\"large\"><strong>2 - B\u0130R\u00c7OK GEL\u0130\u015eM\u0130\u015e VE GEL\u0130\u015eEN \u00dcLKEN\u0130N YEN\u0130 NES\u0130L KALKINMA BANKALARI VAR <\/strong><\/span><\/p>  <p><span class=\"large\">Bu \u00e7er\u00e7evede g\u00f6r\u00fcl\u00fcyor ki, bir\u00e7ok geli\u015fmi\u015f ve geli\u015fen \u00fclkede, \u00fclkelerin sanayi yat\u0131r\u0131mlar\u0131n\u0131n finansman\u0131nda yer alan kalk\u0131nma (Development Bank) bankalar\u0131 bulunuyor. G\u00fcney Kore, Endonezya, Hindistan, Brezilya, Meksika, Polonya gibi \u00fclkeler geli\u015fmi\u015f ve yenilenmi\u015f kalk\u0131nma bankalar\u0131 ile yat\u0131r\u0131mc\u0131lara uygun ko\u015fullarda \u00e7ok farkl\u0131 finansman olanaklar\u0131 sa\u011fl\u0131yor.<\/span><\/p>  <p><span class=\"large\"><strong>3 - YEN\u0130 NES\u0130L KALKINMA BANKALARININ B\u00dcY\u00dcK B\u00d6L\u00dcM\u00dc KAMU SERMAYEL\u0130 <\/strong><\/span><\/p>  <p><span class=\"large\">D\u00fcnyada faaliyetleri devam eden bir\u00e7ok kalk\u0131nma bankas\u0131, y\u00fczde 100 kamu sermayesi ile ve kamu bankas\u0131 olarak faaliyet g\u00f6steriyor. Ancak bu bankalar da art\u0131k yenilik\u00e7i ve verimli alanlar\u0131 finanse ediyor. Bir ba\u015fka deyi\u015fle bu yeni nesil kalk\u0131nma bankalar\u0131, kamu kaynaklar\u0131n\u0131 payla\u015ft\u0131rma i\u015flevini de\u011fil, \u00f6zel sekt\u00f6r\u00fcn rekabet\u00e7ili\u011fini art\u0131racak alanlar\u0131n finansman\u0131n\u0131 sa\u011fl\u0131yor.<\/span><\/p>  <p><span class=\"large\"><strong>4 - YEN\u0130 NES\u0130L KALKINMA BANKALARI \u00c7OK FARKLI H\u0130ZMETLER SUNUYOR<\/strong><\/span><\/p>  <p><span class=\"large\">Yeni nesil kalk\u0131nma bankalar\u0131, \u00e7ok farkl\u0131 finansal olanaklar sunuyor. En \u00f6nemlileri uzun vadeli yerel para biriminden uygun faizler ile sa\u011flanan proje ve yat\u0131r\u0131m kredileri. Bankalar ayr\u0131ca yurtd\u0131\u015f\u0131 garantilerden kamu-\u00f6zel sekt\u00f6r ortakl\u0131klar\u0131n\u0131n finansman\u0131na kadar \u00e7ok \u00e7e\u015fitli ve yeni alanlarda finansal hizmetler sunuyor.<\/span><\/p>  <p><span class=\"large\"><strong>5 - T\u00dcRK\u0130YE KALKINMA BANKACILI\u011eINI UNUTTU <\/strong><\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye\u2019de ise kalk\u0131nma bankac\u0131l\u0131\u011f\u0131 g\u00fc\u00e7 kaybetti. <\/span><br><span class=\"large\"> \u00d6zel sekt\u00f6r\u00fcn ortak giri\u015fimi olan T\u00fcrkiye S\u0131nai Kalk\u0131nma Bankas\u0131, k\u00fc\u00e7\u00fck \u00f6l\u00e7ekli olarak faaliyetlerini s\u00fcrd\u00fcr\u00fcyor. Kamunun tek kalk\u0131nma bankas\u0131 olan T\u00fcrkiye Kalk\u0131nma Bankas\u0131 ise i\u015flevini yitirdi. Bu nedenle T\u00fcrkiye\u2019de yat\u0131r\u0131mlara d\u00fcnyadaki \u00f6rneklerinde oldu\u011fu gibi finansman olanaklar\u0131 sa\u011flayan bir kamu kalk\u0131nma bankas\u0131 kalmad\u0131. Yat\u0131r\u0131mlar ya d\u00f6viz cinsinden yurtd\u0131\u015f\u0131ndan piyasa ko\u015fullar\u0131nda ya da T\u00fcrk bankalar\u0131ndan orta vadeli krediler ile finanse ediliyor. Bu y\u00f6ntem ile sa\u011flanan yat\u0131r\u0131m finansman\u0131, g\u00f6receli olarak daha y\u00fcksek maliyetlere sahip oluyor.<\/span><\/p>  <p><span class=\"large\"><strong>Son S\u00f6z:<\/strong> T\u00fcrkiye\u2019nin yap\u0131sal reform ihtiya\u00e7lar\u0131ndan biri de yeni nesil bir kalk\u0131nma bankas\u0131na sahip olmas\u0131 ve onun etkin \u00e7al\u0131\u015faca\u011f\u0131 sermaye piyasalar\u0131n\u0131n olu\u015fturulmas\u0131.<\/span><\/p>  \t\t\t\t","slug":"neden-yeni-nesil-kalkinma-bankasina-ihtiyacimiz-var","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Neden yeni nesil kalk\u0131nma bankas\u0131na ihtiyac\u0131m\u0131z var?","meta_description":"Dr. Can G\u00fcrlesel","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":81,"cropped_1200x675":null,"user":{"id":10,"name":"CAN","surname":"G\u00dcRLESEL","email":"durmaz.umran@superposta.com","slug":"dr-can-gurlesel","avatar":"\/front\/uploads\/avatar\/17336916008P5QTYWdQ2pLpLn.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-09-15T09:39:41.000000Z","updated_at":"2024-12-18T09:51:00.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":18664,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":18565,"locale":"tr","category_id":73,"title":"Neden yeni nesil kalk\u0131nma bankas\u0131na ihtiyac\u0131m\u0131z var?","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">T\u00fcrkiye ekonomik b\u00fcy\u00fcme ve ilave istihdam i\u00e7in yeni yat\u0131r\u0131mlar yapmak zorunda. Ancak yat\u0131r\u0131mlar\u0131n geri d\u00f6n\u00fc\u015f s\u00fcreleri birka\u00e7 y\u0131ldan fazla ve bu nedenle uzun vadeli finansmana ihtiya\u00e7 duyuluyor. Bunu sa\u011flayan da sermaye piyasalar\u0131 ile kalk\u0131nma bankalar\u0131. Ancak T\u00fcrkiye\u2019de her ikisi de yat\u0131r\u0131mlar\u0131n finansman\u0131 i\u00e7in yeterli de\u011fil. Bu nedenle yat\u0131r\u0131mlar, k\u0131sa ve orta-uzun vadeli banka kredileri ile yap\u0131l\u0131yor, yabanc\u0131 para ile bor\u00e7lan\u0131l\u0131yor ve neredeyse k\u0131sa vadeli ticari kredilerdekilerine yak\u0131n faizler \u00f6deniyor. D\u00f6viz kurlar\u0131 ve faizlerin h\u0131zl\u0131 artt\u0131\u011f\u0131 d\u00f6nemlerde ise yat\u0131r\u0131m fizibiliteleri bozuluyor. <\/span><br><span class=\"large\"> Bu nedenle T\u00fcrkiye\u2019nin yerel para cinsinden, uygun maliyetler ile ve uzun vadeli yat\u0131r\u0131m kredileri verecek yeni nesil bir kalk\u0131nma bankas\u0131na ihtiyac\u0131 halen s\u00fcr\u00fcyor.<\/span><\/p>  <p><span class=\"large\"><strong>1 - D\u00dcNYADA YATIRIMLAR \u0130\u00c7\u0130N YEREL PARA B\u0130R\u0130MLER\u0130NDEN VE UZUN VADEL\u0130 F\u0130NANSMAN TALEB\u0130 S\u00dcR\u00dcYOR <\/strong><\/span><\/p>  <p><span class=\"large\">Yat\u0131r\u0131mlar\u0131n finansman olanaklar\u0131, yat\u0131r\u0131m kararlar\u0131 ve yer se\u00e7iminde yine \u00f6nemli unsurlardan birini olu\u015fturuyor. \u00d6zellikle k\u00fcreselle\u015fme ve serbest ekonomi kurallar\u0131 i\u00e7inde son iki 10 y\u0131ld\u0131r yat\u0131r\u0131mlar\u0131n finansman\u0131nda geleneksel kalk\u0131nma bankalar\u0131n\u0131n yerini finansal piyasalar ve sermaye piyasalar\u0131 ald\u0131. Ancak \u00f6zellikle geli\u015fen \u00fclkelerde hem kamu altyap\u0131 yat\u0131r\u0131mlar\u0131 hem de \u00f6zel sekt\u00f6r yat\u0131r\u0131mlar\u0131n\u0131n finansman\u0131 i\u00e7in kalk\u0131nma bankac\u0131l\u0131\u011f\u0131 halen \u00f6nemli bir ihtiya\u00e7 olarak g\u00f6r\u00fcl\u00fcyor. <\/span><br><span class=\"large\"> Yeni finansman olanaklar\u0131na ve uluslararas\u0131 finansal kaynaklara eri\u015fim kolayla\u015fm\u0131\u015f olmas\u0131na ra\u011fmen, yat\u0131r\u0131mc\u0131lar kendi \u00fclke paralar\u0131 ile uzun vadeli ve uygun faizlerde yat\u0131r\u0131m kredileri talep ediyor.<\/span><\/p>  <p><span class=\"large\"><strong>2 - B\u0130R\u00c7OK GEL\u0130\u015eM\u0130\u015e VE GEL\u0130\u015eEN \u00dcLKEN\u0130N YEN\u0130 NES\u0130L KALKINMA BANKALARI VAR <\/strong><\/span><\/p>  <p><span class=\"large\">Bu \u00e7er\u00e7evede g\u00f6r\u00fcl\u00fcyor ki, bir\u00e7ok geli\u015fmi\u015f ve geli\u015fen \u00fclkede, \u00fclkelerin sanayi yat\u0131r\u0131mlar\u0131n\u0131n finansman\u0131nda yer alan kalk\u0131nma (Development Bank) bankalar\u0131 bulunuyor. G\u00fcney Kore, Endonezya, Hindistan, Brezilya, Meksika, Polonya gibi \u00fclkeler geli\u015fmi\u015f ve yenilenmi\u015f kalk\u0131nma bankalar\u0131 ile yat\u0131r\u0131mc\u0131lara uygun ko\u015fullarda \u00e7ok farkl\u0131 finansman olanaklar\u0131 sa\u011fl\u0131yor.<\/span><\/p>  <p><span class=\"large\"><strong>3 - YEN\u0130 NES\u0130L KALKINMA BANKALARININ B\u00dcY\u00dcK B\u00d6L\u00dcM\u00dc KAMU SERMAYEL\u0130 <\/strong><\/span><\/p>  <p><span class=\"large\">D\u00fcnyada faaliyetleri devam eden bir\u00e7ok kalk\u0131nma bankas\u0131, y\u00fczde 100 kamu sermayesi ile ve kamu bankas\u0131 olarak faaliyet g\u00f6steriyor. Ancak bu bankalar da art\u0131k yenilik\u00e7i ve verimli alanlar\u0131 finanse ediyor. Bir ba\u015fka deyi\u015fle bu yeni nesil kalk\u0131nma bankalar\u0131, kamu kaynaklar\u0131n\u0131 payla\u015ft\u0131rma i\u015flevini de\u011fil, \u00f6zel sekt\u00f6r\u00fcn rekabet\u00e7ili\u011fini art\u0131racak alanlar\u0131n finansman\u0131n\u0131 sa\u011fl\u0131yor.<\/span><\/p>  <p><span class=\"large\"><strong>4 - YEN\u0130 NES\u0130L KALKINMA BANKALARI \u00c7OK FARKLI H\u0130ZMETLER SUNUYOR<\/strong><\/span><\/p>  <p><span class=\"large\">Yeni nesil kalk\u0131nma bankalar\u0131, \u00e7ok farkl\u0131 finansal olanaklar sunuyor. En \u00f6nemlileri uzun vadeli yerel para biriminden uygun faizler ile sa\u011flanan proje ve yat\u0131r\u0131m kredileri. Bankalar ayr\u0131ca yurtd\u0131\u015f\u0131 garantilerden kamu-\u00f6zel sekt\u00f6r ortakl\u0131klar\u0131n\u0131n finansman\u0131na kadar \u00e7ok \u00e7e\u015fitli ve yeni alanlarda finansal hizmetler sunuyor.<\/span><\/p>  <p><span class=\"large\"><strong>5 - T\u00dcRK\u0130YE KALKINMA BANKACILI\u011eINI UNUTTU <\/strong><\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye\u2019de ise kalk\u0131nma bankac\u0131l\u0131\u011f\u0131 g\u00fc\u00e7 kaybetti. <\/span><br><span class=\"large\"> \u00d6zel sekt\u00f6r\u00fcn ortak giri\u015fimi olan T\u00fcrkiye S\u0131nai Kalk\u0131nma Bankas\u0131, k\u00fc\u00e7\u00fck \u00f6l\u00e7ekli olarak faaliyetlerini s\u00fcrd\u00fcr\u00fcyor. Kamunun tek kalk\u0131nma bankas\u0131 olan T\u00fcrkiye Kalk\u0131nma Bankas\u0131 ise i\u015flevini yitirdi. Bu nedenle T\u00fcrkiye\u2019de yat\u0131r\u0131mlara d\u00fcnyadaki \u00f6rneklerinde oldu\u011fu gibi finansman olanaklar\u0131 sa\u011flayan bir kamu kalk\u0131nma bankas\u0131 kalmad\u0131. Yat\u0131r\u0131mlar ya d\u00f6viz cinsinden yurtd\u0131\u015f\u0131ndan piyasa ko\u015fullar\u0131nda ya da T\u00fcrk bankalar\u0131ndan orta vadeli krediler ile finanse ediliyor. Bu y\u00f6ntem ile sa\u011flanan yat\u0131r\u0131m finansman\u0131, g\u00f6receli olarak daha y\u00fcksek maliyetlere sahip oluyor.<\/span><\/p>  <p><span class=\"large\"><strong>Son S\u00f6z:<\/strong> T\u00fcrkiye\u2019nin yap\u0131sal reform ihtiya\u00e7lar\u0131ndan biri de yeni nesil bir kalk\u0131nma bankas\u0131na sahip olmas\u0131 ve onun etkin \u00e7al\u0131\u015faca\u011f\u0131 sermaye piyasalar\u0131n\u0131n olu\u015fturulmas\u0131.<\/span><\/p>  \t\t\t\t","slug":"neden-yeni-nesil-kalkinma-bankasina-ihtiyacimiz-var","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Neden yeni nesil kalk\u0131nma bankas\u0131na ihtiyac\u0131m\u0131z var?","meta_description":"Dr. Can G\u00fcrlesel","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":81,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}