{"status":true,"post":{"id":56797,"user_id":23,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2024-10-28 07:38:00","created_at":"2024-10-28T04:38:00.000000Z","updated_at":"2024-10-28T04:38:00.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":56797,"is_featured":0,"title":"Konut piyasas\u0131nda neler oluyor?","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":"H\u0130KMET BAYDAR","content":"

Konut piyasas\u0131nda \u015fu aralar \u00f6nemli hareketler oluyor. Daha \u00f6nce \u00f6zellikle ipotekli sat\u0131\u015flar\u0131n ciddi oranda d\u00fc\u015ft\u00fc\u011f\u00fc sekt\u00f6rde sadece paras\u0131 olanlar konut alabiliyordu ve bankalar risk a\u011f\u0131rl\u0131\u011f\u0131 nedeniyle konut kredisi kulland\u0131rmak istemiyordu. Oysa faizlerde gelecekte d\u00fc\u015f\u00fc\u015f beklendi\u011fi bu d\u00f6nemlerde bankalar uzun vadeli kredi vererek ciddi para kazanabilirler. Al\u0131nan tedbirler bunun da \u00f6n\u00fcn\u00fc kapad\u0131.<\/span><\/p>

\u00a0<\/span><\/p>

Ancak Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), daha a\u011f\u0131rl\u0131kl\u0131 risk a\u011f\u0131rl\u0131klar\u0131n\u0131n belirlendi\u011fi, dolay\u0131s\u0131yla konut kredilerinin \u00f6n\u00fcn\u00fc t\u0131kayan, 31 Temmuz 2023 tarih, 10630 say\u0131l\u0131 ve 24 A\u011fustos 2023 tarih 10655 say\u0131l\u0131 kurur kararlar\u0131n\u0131, 20 Eyl\u00fcl 2024 g\u00fcn\u00fc ald\u0131\u011f\u0131 kararla ilga edip s\u00f6z konusu kredilere y\u00f6netmelikte belirlenen risk a\u011f\u0131rl\u0131klar\u0131n\u0131n uygulanmas\u0131na karar verdi.\u00a0<\/span><\/p>

\u00a0<\/span><\/p>

\u0130POTEKL\u0130 KONUT SATI\u015eINDA ARTI\u015e<\/span><\/strong><\/p>

\u00a0<\/span><\/p>

Sonra neler oldu?\u00a0<\/span><\/p>

\u00a0<\/span><\/p>

T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 2024 Eyl\u00fcl ay\u0131 konut sat\u0131\u015f istatistiklerinde baz\u0131 \u00f6nemli de\u011fi\u015fikliklerin oldu\u011funu g\u00f6r\u00fcyoruz. Eyl\u00fcl 2024\u2019te bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re ipotekli konut sat\u0131\u015flar\u0131 y\u00fczde 87.4 artarak 15 bin 825 adede ula\u015ft\u0131. Bir ay i\u00e7erisinde ipotekli sat\u0131\u015flar\u0131n bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re bu oranda art\u0131\u015f\u0131, \u00f6nemli bir de\u011fi\u015fimi g\u00f6steriyor. Al\u0131nan bir karar\u0131n piyasay\u0131 nas\u0131l etkiledi\u011fini b\u00f6ylece a\u00e7\u0131k bir \u015fekilde g\u00f6rebilirsiniz.<\/span><\/p>

\u00a0<\/span><\/p>

ENFLASYONA Y\u00dcKSELT\u0130C\u0130 ETK\u0130S\u0130\u00a0<\/span><\/strong><\/p>

\u00a0<\/span><\/p>

Acaba bu h\u0131zl\u0131 art\u0131\u015f, in\u015faat maliyetlerinde enflasyona neden olabilir mi?<\/span><\/p>

\u00a0<\/span><\/p>

T\u00fcrkiye \u0130n\u015faat Malzemesi Sanayicileri Derne\u011fi (\u0130MSAD), 2024 Eyl\u00fcl ay\u0131 b\u00fclteninde s\u00f6z konusu geli\u015fmelerin enflasyona neden olamayaca\u011f\u0131n\u0131 g\u00f6steren veriler a\u00e7\u0131klad\u0131. B\u00fcltende, \u201c\u0130n\u015faat malzemesi sanayi bile\u015fik endeksi 2024 Eyl\u00fcl ay\u0131nda s\u0131n\u0131rl\u0131 \u00f6l\u00e7\u00fcde gerilemi\u015ftir. Y\u00fcksek sezonda olunmas\u0131na ra\u011fmen faaliyetler eyl\u00fcl ay\u0131nda da zay\u0131f kalm\u0131\u015ft\u0131r, i\u00e7 piyasada daralma daha \u00e7ok hissedilmektedir\u201d deniliyor. B\u00fcltende \u00f6zellikle ihracat pazarlar\u0131ndaki dura\u011fanl\u0131\u011fa dikkat \u00e7ekiliyor. Dura\u011fanl\u0131\u011f\u0131n s\u00fcrmesi nedeniyle sekt\u00f6r\u00fcn g\u00fcven ve beklentilerinin de zay\u0131f kald\u0131\u011f\u0131 ifade ediliyor.<\/span><\/p>

\u00a0<\/span><\/p>

D\u0131\u015f pazarlardaki zay\u0131fl\u0131k ve i\u00e7 talebin zay\u0131flamas\u0131, sekt\u00f6rde ciddi s\u0131k\u0131nt\u0131 olu\u015fturmak \u00fczereyken konut kredilerine y\u00f6nelik risk a\u011f\u0131rl\u0131\u011f\u0131n\u0131n y\u00f6netmelik \u00e7er\u00e7evesine \u00e7ekilmesi, konut kredilerinde ciddi art\u0131\u015fa yol a\u00e7arak sekt\u00f6r\u00fcn rahat nefes almas\u0131na da neden oldu.<\/span><\/p>

\u00a0<\/span><\/p>

\u0130hracat canl\u0131 olsayd\u0131 ve i\u00e7 talep de canlansayd\u0131 o zaman in\u015faat yap\u0131 malzemelerinin enflasyona y\u00fckseltici y\u00f6nde etkisi olabilece\u011fini s\u00f6yleyebilirdik. Ancak \u015fimdilik d\u0131\u015f piyasa ko\u015fullar\u0131 b\u00f6yle bir etkinin olu\u015fmas\u0131n\u0131 engelliyor.<\/span><\/p>


<\/p>

hikmetbaydar@3-goz.com<\/span><\/strong><\/p>","slug":"konut-piyasasinda-neler-oluyor","tags":null,"meta_title":null,"meta_description":null,"meta_keywords":null,"news_cover_min":"\/front\/uploads\/blog\/thumbnail\/1730062800p2tk0NmfkCjw6F1.webp","news_cover":null,"news_video_min":null,"news_video":null,"view_count":4148,"cropped_1200x675":null,"user":{"id":23,"name":"H\u0130KMET","surname":"BAYDAR","email":"hikmet-baydar@gmail.com","slug":"hikmet-baydar","avatar":"\/front\/uploads\/avatar\/1733691600m8IdzrjJsMVvSMC.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-19T14:42:06.000000Z","updated_at":"2024-12-18T09:49:02.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":56923,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":56797,"locale":"tr","category_id":73,"title":"Konut piyasas\u0131nda neler oluyor?","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":"H\u0130KMET BAYDAR","content":"

Konut piyasas\u0131nda \u015fu aralar \u00f6nemli hareketler oluyor. Daha \u00f6nce \u00f6zellikle ipotekli sat\u0131\u015flar\u0131n ciddi oranda d\u00fc\u015ft\u00fc\u011f\u00fc sekt\u00f6rde sadece paras\u0131 olanlar konut alabiliyordu ve bankalar risk a\u011f\u0131rl\u0131\u011f\u0131 nedeniyle konut kredisi kulland\u0131rmak istemiyordu. Oysa faizlerde gelecekte d\u00fc\u015f\u00fc\u015f beklendi\u011fi bu d\u00f6nemlerde bankalar uzun vadeli kredi vererek ciddi para kazanabilirler. Al\u0131nan tedbirler bunun da \u00f6n\u00fcn\u00fc kapad\u0131.<\/span><\/p>

\u00a0<\/span><\/p>

Ancak Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), daha a\u011f\u0131rl\u0131kl\u0131 risk a\u011f\u0131rl\u0131klar\u0131n\u0131n belirlendi\u011fi, dolay\u0131s\u0131yla konut kredilerinin \u00f6n\u00fcn\u00fc t\u0131kayan, 31 Temmuz 2023 tarih, 10630 say\u0131l\u0131 ve 24 A\u011fustos 2023 tarih 10655 say\u0131l\u0131 kurur kararlar\u0131n\u0131, 20 Eyl\u00fcl 2024 g\u00fcn\u00fc ald\u0131\u011f\u0131 kararla ilga edip s\u00f6z konusu kredilere y\u00f6netmelikte belirlenen risk a\u011f\u0131rl\u0131klar\u0131n\u0131n uygulanmas\u0131na karar verdi.\u00a0<\/span><\/p>

\u00a0<\/span><\/p>

\u0130POTEKL\u0130 KONUT SATI\u015eINDA ARTI\u015e<\/span><\/strong><\/p>

\u00a0<\/span><\/p>

Sonra neler oldu?\u00a0<\/span><\/p>

\u00a0<\/span><\/p>

T\u00dc\u0130K\u2019in a\u00e7\u0131klad\u0131\u011f\u0131 2024 Eyl\u00fcl ay\u0131 konut sat\u0131\u015f istatistiklerinde baz\u0131 \u00f6nemli de\u011fi\u015fikliklerin oldu\u011funu g\u00f6r\u00fcyoruz. Eyl\u00fcl 2024\u2019te bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re ipotekli konut sat\u0131\u015flar\u0131 y\u00fczde 87.4 artarak 15 bin 825 adede ula\u015ft\u0131. Bir ay i\u00e7erisinde ipotekli sat\u0131\u015flar\u0131n bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re bu oranda art\u0131\u015f\u0131, \u00f6nemli bir de\u011fi\u015fimi g\u00f6steriyor. Al\u0131nan bir karar\u0131n piyasay\u0131 nas\u0131l etkiledi\u011fini b\u00f6ylece a\u00e7\u0131k bir \u015fekilde g\u00f6rebilirsiniz.<\/span><\/p>

\u00a0<\/span><\/p>

ENFLASYONA Y\u00dcKSELT\u0130C\u0130 ETK\u0130S\u0130\u00a0<\/span><\/strong><\/p>

\u00a0<\/span><\/p>

Acaba bu h\u0131zl\u0131 art\u0131\u015f, in\u015faat maliyetlerinde enflasyona neden olabilir mi?<\/span><\/p>

\u00a0<\/span><\/p>

T\u00fcrkiye \u0130n\u015faat Malzemesi Sanayicileri Derne\u011fi (\u0130MSAD), 2024 Eyl\u00fcl ay\u0131 b\u00fclteninde s\u00f6z konusu geli\u015fmelerin enflasyona neden olamayaca\u011f\u0131n\u0131 g\u00f6steren veriler a\u00e7\u0131klad\u0131. B\u00fcltende, \u201c\u0130n\u015faat malzemesi sanayi bile\u015fik endeksi 2024 Eyl\u00fcl ay\u0131nda s\u0131n\u0131rl\u0131 \u00f6l\u00e7\u00fcde gerilemi\u015ftir. Y\u00fcksek sezonda olunmas\u0131na ra\u011fmen faaliyetler eyl\u00fcl ay\u0131nda da zay\u0131f kalm\u0131\u015ft\u0131r, i\u00e7 piyasada daralma daha \u00e7ok hissedilmektedir\u201d deniliyor. B\u00fcltende \u00f6zellikle ihracat pazarlar\u0131ndaki dura\u011fanl\u0131\u011fa dikkat \u00e7ekiliyor. Dura\u011fanl\u0131\u011f\u0131n s\u00fcrmesi nedeniyle sekt\u00f6r\u00fcn g\u00fcven ve beklentilerinin de zay\u0131f kald\u0131\u011f\u0131 ifade ediliyor.<\/span><\/p>

\u00a0<\/span><\/p>

D\u0131\u015f pazarlardaki zay\u0131fl\u0131k ve i\u00e7 talebin zay\u0131flamas\u0131, sekt\u00f6rde ciddi s\u0131k\u0131nt\u0131 olu\u015fturmak \u00fczereyken konut kredilerine y\u00f6nelik risk a\u011f\u0131rl\u0131\u011f\u0131n\u0131n y\u00f6netmelik \u00e7er\u00e7evesine \u00e7ekilmesi, konut kredilerinde ciddi art\u0131\u015fa yol a\u00e7arak sekt\u00f6r\u00fcn rahat nefes almas\u0131na da neden oldu.<\/span><\/p>

\u00a0<\/span><\/p>

\u0130hracat canl\u0131 olsayd\u0131 ve i\u00e7 talep de canlansayd\u0131 o zaman in\u015faat yap\u0131 malzemelerinin enflasyona y\u00fckseltici y\u00f6nde etkisi olabilece\u011fini s\u00f6yleyebilirdik. Ancak \u015fimdilik d\u0131\u015f piyasa ko\u015fullar\u0131 b\u00f6yle bir etkinin olu\u015fmas\u0131n\u0131 engelliyor.<\/span><\/p>


<\/p>

hikmetbaydar@3-goz.com<\/span><\/strong><\/p>","slug":"konut-piyasasinda-neler-oluyor","orjinalimage":"\/front\/uploads\/blog\/thumbnail\/1730062800p2tk0NmfkCjw6F1.webp","news_cover_min":"\/front\/uploads\/blog\/thumbnail\/1730062800p2tk0NmfkCjw6F1.webp","news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":null,"meta_title":null,"meta_description":null,"meta_keywords":null,"view_count":4148,"yt":0,"ytid":"","ytimage":null,"imgdate":"2024-11-27 06:43:21","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}