{"status":true,"post":{"id":73162,"user_id":11,"status":1,"type":1,"orde":null,"notification_type":0,"static_post":0,"published_at":"2025-08-29 08:43:00","created_at":"2025-08-29T05:43:00.000000Z","updated_at":"2025-08-29T05:43:00.000000Z","edited_at":"2025-08-29 08:43:00","source_id":null,"post_id":73162,"is_featured":0,"title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","sub_title":null,"category_id":73,"description":null,"content":"<p id=\"isPasted\"><strong>Osmanl\u0131 ekonomisinden, 102 y\u0131l\u0131 geride b\u0131rakmaya haz\u0131rlanan Cumhuriyet ekonomisine, bankac\u0131l\u0131k tarihimiz T\u00fcrkiye ekonomisinin \u00fcretim, istihdam, ihracat ve kalk\u0131nma m\u00fccadelesi ad\u0131na \u00f6nemli ipu\u00e7lar\u0131na i\u015faret eder.\u00a0<\/strong><\/p><p><br><\/p><p>Osmanl\u0131\u2019dan Cumhuriyet\u2019e kentlerimizden kasabalar\u0131m\u0131za, T\u00fcrkiye\u2019nin \u2018yerel bankac\u0131l\u0131k\u2019 deneyimi arzu edilen \u015fekilde ba\u015far\u0131l\u0131 olamam\u0131\u015f olsa da 1940\u2019l\u0131 y\u0131llardan itibaren k\u00f6kle\u015fme s\u00fcrecini h\u0131zland\u0131ran ulusal bankac\u0131l\u0131k anlay\u0131\u015f\u0131, e\u011fer kamu bankalar\u0131 olmasayd\u0131, milli bir bankac\u0131l\u0131k anlay\u0131\u015f\u0131n\u0131 yakalayamazd\u0131.\u00a0<\/p><p><br><\/p><p>Bu nedenle, Cumhuriyetimizin kurulu\u015f s\u00fcrecinden itibaren Ziraat Bankas\u0131\u2019n\u0131n da Halk Bankas\u0131\u2019n\u0131n da Vak\u0131flar Bankas\u0131\u2019n\u0131n da ayr\u0131 ayr\u0131, sekt\u00f6rlerimizin, KOB\u0130\u2019lerimizin, reel sekt\u00f6r\u00fcn geli\u015fimine, \u00fclkemizin kalk\u0131nmas\u0131na paha bi\u00e7ilemez katk\u0131lar\u0131 oldu. 2006-2008 d\u00f6neminde, IMF\u2019nin de \u0131srarl\u0131 telkinleriyle kamu bankalar\u0131m\u0131z\u0131n h\u0131zla \u00f6zelle\u015ftirilmeleri g\u00fcndeme geldi\u011finde, Okan M\u00fcderriso\u011flu\u2019nun yaz\u0131s\u0131nda belirtti\u011fi gibi en \u00e7ok kar\u015f\u0131 \u00e7\u0131kan iktisat\u00e7\u0131lardan biri oldum.<\/p><p><br><\/p><p><strong>EKONOM\u0130 \u0130\u00c7\u0130N VAZGE\u00c7\u0130LMEZ<\/strong><\/p><p>Hatta gazete yaz\u0131lar\u0131 ve televizyon programlar\u0131nda, T\u00fcrkiye ekonomisi i\u00e7in kamu bankalar\u0131m\u0131z\u0131n varl\u0131\u011f\u0131n\u0131n neden gerekli oldu\u011funu, bilhassa reel sekt\u00f6r ve KOB\u0130\u2019lerimiz ad\u0131na neden vazge\u00e7ilmez olduklar\u0131n\u0131 izah etti\u011fim d\u00f6nemde, ne tuhaft\u0131r ki \u2018kom\u00fcnist\u2019 olmakla dahi su\u00e7land\u0131m. 2008 k\u00fcresel finans krizi ve bilhassa ABD ile Avrupa\u2019da bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ya\u015fad\u0131\u011f\u0131 a\u011f\u0131r kriz s\u00fcrecinde, kamu bankalar\u0131m\u0131z\u0131n varl\u0131\u011f\u0131n\u0131n T\u00fcrkiye gibi s\u00fcrd\u00fcr\u00fclebilir kalk\u0131nma hedefleri olan bir \u2018y\u00fckselen ekonomi\u2019 i\u00e7in ne kadar elzem oldu\u011fu bir kez daha anla\u015f\u0131ld\u0131.<\/p><p><br><\/p><p>2001 krizi sonras\u0131 yeniden yap\u0131land\u0131r\u0131lan ve ger\u00e7ek manada piyasa ekonomisi mant\u0131\u011f\u0131yla \u00e7al\u0131\u015fmaya ba\u015flayan kamu bankalar\u0131m\u0131z, 2007 ile 2024 aras\u0131 T\u00fcrkiye\u2019nin d\u00fcnya ortalamas\u0131nda gerek G20 gerekse OECD \u00fcyesi \u00fclkeler aras\u0131nda en y\u00fcksek ortalama GSYH b\u00fcy\u00fcme h\u0131z\u0131na ula\u015fan \u00fclkeler aras\u0131nda yer almas\u0131na de\u011ferli katk\u0131 sa\u011flad\u0131lar.<\/p><p><br><\/p><p>T\u00fcrkiye ekonomisi bu d\u00f6nemde, Cumhuriyet\u2019in ilk y\u0131llar\u0131ndan sonra, bir kez daha ortalama y\u00fczde 5 ile 8 aras\u0131 bir b\u00fcy\u00fcme h\u0131z\u0131 yakalayarak, bug\u00fcn 1.5 trilyon dolarl\u0131k GSYH b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015ft\u0131. Bu ba\u015far\u0131da, Cumhurba\u015fkan\u0131m\u0131z\u0131n g\u00fc\u00e7l\u00fc, kararl\u0131 ve vizyoner liderli\u011finde, reel sekt\u00f6r rekabetinde, ihracat hamlesinde, T\u00fcrk finans sekt\u00f6r\u00fcn\u00fcn uluslararas\u0131 \u00f6l\u00e7ekte yeniden yap\u0131lanmas\u0131nda elde edilen reform odakl\u0131 ba\u015far\u0131lar\u0131n pay\u0131 paha bi\u00e7ilmez d\u00fczeydedir. 2007-2008 d\u00f6neminde, sadece kamu bankalar\u0131m\u0131z i\u00e7in de\u011fil, ayn\u0131 zamanda k\u00f6kl\u00fc \u00f6zel sekt\u00f6r bankalar\u0131m\u0131z\u0131n i\u015ftiraklerinin ve banka mensup ile emekli sand\u0131klar\u0131n\u0131n devrine dair de IMF\u2019nin bask\u0131lar\u0131n\u0131n yanl\u0131\u015f oldu\u011funu hep dile getirdik.\u00a0<\/p><p><br><\/p><p>Atlantik \u0130ttifak\u0131 ile aram\u0131zda anla\u015fmazl\u0131klar\u0131n artt\u0131\u011f\u0131, T\u00fcrkiye\u2019ye \u00fcst\u00fc \u00f6rt\u00fcl\u00fc finansal ambargo uygulanan d\u00f6nemde, T\u00fcrkiye\u2019nin d\u00fcnyan\u0131n 7 y\u00fckselen ekonomisi aras\u0131nda yer almas\u0131na b\u00fcy\u00fck katk\u0131 sa\u011flayan mega altyap\u0131 projelerimiz kamu bankalar\u0131m\u0131z olmasayd\u0131 asla ger\u00e7ekle\u015femezdi.<\/p><p><br><\/p><p><strong>\u00d6ZEL SEKT\u00d6R D\u0130NAM\u0130ZM\u0130\u00a0<\/strong><\/p><p>Bug\u00fcn, kamu bankalar\u0131m\u0131z, \u00f6zel sekt\u00f6r dinamizmi, ger\u00e7ek piyasa ekonomisi anlay\u0131\u015f\u0131 ve y\u00fcksek d\u00fczeyde kamu ciddiyeti ve \u00f6zeniyle y\u00f6netiliyor.\u00a0<\/p><p><br><\/p><p>Kamu bankalar\u0131m\u0131z, son 15 y\u0131lda T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn d\u00fcnyan\u0131n \u00f6nde gelen ekonomileri aras\u0131nda se\u00e7kin bir noktada yer almas\u0131na kritik \u00f6nemde katk\u0131 sa\u011flad\u0131. 2008 k\u00fcresel finans krizinden bu yana, T\u00fcrkiye pek \u00e7ok yerel, b\u00f6lgesel ve k\u00fcresel krizi, \u00fclkemize y\u00f6nelik onca hainlik ve sald\u0131r\u0131y\u0131 y\u00f6netebilmi\u015f ve ba\u015far\u0131yla geride b\u0131rakabilmi\u015f ise, bunda ba\u015fta kamu bankalar\u0131m\u0131z, uluslararas\u0131 bankac\u0131l\u0131k standartlar\u0131nda stres testlerinden ba\u015far\u0131yla \u00e7\u0131kan bir bankac\u0131l\u0131k bilan\u00e7o kalitemiz oldu\u011fu asla unutulmamal\u0131.\u00a0<\/p><p><br><\/p><p>Bu nedenle, kamu bankas\u0131 y\u00f6neticilerimizin haks\u0131z ve mesnetsiz iddialarla y\u0131prat\u0131lmaya \u00e7al\u0131\u015f\u0131lmas\u0131, kamu bankalar\u0131m\u0131z\u0131n y\u00fcksek itibar\u0131na do\u011frudan sald\u0131r\u0131 anlam\u0131na da gelir. Buna asla izin veremeyiz.<\/p><p><br><\/p>","slug":"kamu-bankalarinin-paha-bicilemez-degeri","tags":null,"meta_title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","meta_description":"Osmanl\u0131 ekonomisinden, 102 y\u0131l\u0131 geride b\u0131rakmaya haz\u0131rlanan Cumhuriyet ekonomisine, bankac\u0131l\u0131k tarihimiz T\u00fcrkiye ekonomisinin \u00fcretim, istihdam, ihracat ve kalk\u0131nma m\u00fccadelesi ad\u0131na \u00f6nemli ipu\u00e7lar\u0131na i\u015faret eder.","meta_keywords":null,"news_cover_min":"\/front\/uploads\/blog\/thumbnail\/1756414800e8NI5agO2mSwjKd.webp","news_cover":null,"news_video_min":null,"news_video":null,"view_count":0,"cropped_1200x675":"\/front\/uploads\/haber\/1200x675\/kamu-bankalarinin-paha-bicilemez-degeri_1200x675_cjKmRCeQob.webp","user":{"id":11,"name":"KEREM","surname":"ALK\u0130N","email":"irem05@daglaroglu.com","slug":"prof-dr-kerem-alkin","avatar":"\/front\/uploads\/avatar\/17336916000GNrERW0ucj2Ja7.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-09-15T09:39:41.000000Z","updated_at":"2024-12-18T09:50:43.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":73294,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":73162,"locale":"tr","category_id":73,"title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","home_title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"<p id=\"isPasted\"><strong>Osmanl\u0131 ekonomisinden, 102 y\u0131l\u0131 geride b\u0131rakmaya haz\u0131rlanan Cumhuriyet ekonomisine, bankac\u0131l\u0131k tarihimiz T\u00fcrkiye ekonomisinin \u00fcretim, istihdam, ihracat ve kalk\u0131nma m\u00fccadelesi ad\u0131na \u00f6nemli ipu\u00e7lar\u0131na i\u015faret eder.\u00a0<\/strong><\/p><p><br><\/p><p>Osmanl\u0131\u2019dan Cumhuriyet\u2019e kentlerimizden kasabalar\u0131m\u0131za, T\u00fcrkiye\u2019nin \u2018yerel bankac\u0131l\u0131k\u2019 deneyimi arzu edilen \u015fekilde ba\u015far\u0131l\u0131 olamam\u0131\u015f olsa da 1940\u2019l\u0131 y\u0131llardan itibaren k\u00f6kle\u015fme s\u00fcrecini h\u0131zland\u0131ran ulusal bankac\u0131l\u0131k anlay\u0131\u015f\u0131, e\u011fer kamu bankalar\u0131 olmasayd\u0131, milli bir bankac\u0131l\u0131k anlay\u0131\u015f\u0131n\u0131 yakalayamazd\u0131.\u00a0<\/p><p><br><\/p><p>Bu nedenle, Cumhuriyetimizin kurulu\u015f s\u00fcrecinden itibaren Ziraat Bankas\u0131\u2019n\u0131n da Halk Bankas\u0131\u2019n\u0131n da Vak\u0131flar Bankas\u0131\u2019n\u0131n da ayr\u0131 ayr\u0131, sekt\u00f6rlerimizin, KOB\u0130\u2019lerimizin, reel sekt\u00f6r\u00fcn geli\u015fimine, \u00fclkemizin kalk\u0131nmas\u0131na paha bi\u00e7ilemez katk\u0131lar\u0131 oldu. 2006-2008 d\u00f6neminde, IMF\u2019nin de \u0131srarl\u0131 telkinleriyle kamu bankalar\u0131m\u0131z\u0131n h\u0131zla \u00f6zelle\u015ftirilmeleri g\u00fcndeme geldi\u011finde, Okan M\u00fcderriso\u011flu\u2019nun yaz\u0131s\u0131nda belirtti\u011fi gibi en \u00e7ok kar\u015f\u0131 \u00e7\u0131kan iktisat\u00e7\u0131lardan biri oldum.<\/p><p><br><\/p><p><strong>EKONOM\u0130 \u0130\u00c7\u0130N VAZGE\u00c7\u0130LMEZ<\/strong><\/p><p>Hatta gazete yaz\u0131lar\u0131 ve televizyon programlar\u0131nda, T\u00fcrkiye ekonomisi i\u00e7in kamu bankalar\u0131m\u0131z\u0131n varl\u0131\u011f\u0131n\u0131n neden gerekli oldu\u011funu, bilhassa reel sekt\u00f6r ve KOB\u0130\u2019lerimiz ad\u0131na neden vazge\u00e7ilmez olduklar\u0131n\u0131 izah etti\u011fim d\u00f6nemde, ne tuhaft\u0131r ki \u2018kom\u00fcnist\u2019 olmakla dahi su\u00e7land\u0131m. 2008 k\u00fcresel finans krizi ve bilhassa ABD ile Avrupa\u2019da bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ya\u015fad\u0131\u011f\u0131 a\u011f\u0131r kriz s\u00fcrecinde, kamu bankalar\u0131m\u0131z\u0131n varl\u0131\u011f\u0131n\u0131n T\u00fcrkiye gibi s\u00fcrd\u00fcr\u00fclebilir kalk\u0131nma hedefleri olan bir \u2018y\u00fckselen ekonomi\u2019 i\u00e7in ne kadar elzem oldu\u011fu bir kez daha anla\u015f\u0131ld\u0131.<\/p><p><br><\/p><p>2001 krizi sonras\u0131 yeniden yap\u0131land\u0131r\u0131lan ve ger\u00e7ek manada piyasa ekonomisi mant\u0131\u011f\u0131yla \u00e7al\u0131\u015fmaya ba\u015flayan kamu bankalar\u0131m\u0131z, 2007 ile 2024 aras\u0131 T\u00fcrkiye\u2019nin d\u00fcnya ortalamas\u0131nda gerek G20 gerekse OECD \u00fcyesi \u00fclkeler aras\u0131nda en y\u00fcksek ortalama GSYH b\u00fcy\u00fcme h\u0131z\u0131na ula\u015fan \u00fclkeler aras\u0131nda yer almas\u0131na de\u011ferli katk\u0131 sa\u011flad\u0131lar.<\/p><p><br><\/p><p>T\u00fcrkiye ekonomisi bu d\u00f6nemde, Cumhuriyet\u2019in ilk y\u0131llar\u0131ndan sonra, bir kez daha ortalama y\u00fczde 5 ile 8 aras\u0131 bir b\u00fcy\u00fcme h\u0131z\u0131 yakalayarak, bug\u00fcn 1.5 trilyon dolarl\u0131k GSYH b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015ft\u0131. Bu ba\u015far\u0131da, Cumhurba\u015fkan\u0131m\u0131z\u0131n g\u00fc\u00e7l\u00fc, kararl\u0131 ve vizyoner liderli\u011finde, reel sekt\u00f6r rekabetinde, ihracat hamlesinde, T\u00fcrk finans sekt\u00f6r\u00fcn\u00fcn uluslararas\u0131 \u00f6l\u00e7ekte yeniden yap\u0131lanmas\u0131nda elde edilen reform odakl\u0131 ba\u015far\u0131lar\u0131n pay\u0131 paha bi\u00e7ilmez d\u00fczeydedir. 2007-2008 d\u00f6neminde, sadece kamu bankalar\u0131m\u0131z i\u00e7in de\u011fil, ayn\u0131 zamanda k\u00f6kl\u00fc \u00f6zel sekt\u00f6r bankalar\u0131m\u0131z\u0131n i\u015ftiraklerinin ve banka mensup ile emekli sand\u0131klar\u0131n\u0131n devrine dair de IMF\u2019nin bask\u0131lar\u0131n\u0131n yanl\u0131\u015f oldu\u011funu hep dile getirdik.\u00a0<\/p><p><br><\/p><p>Atlantik \u0130ttifak\u0131 ile aram\u0131zda anla\u015fmazl\u0131klar\u0131n artt\u0131\u011f\u0131, T\u00fcrkiye\u2019ye \u00fcst\u00fc \u00f6rt\u00fcl\u00fc finansal ambargo uygulanan d\u00f6nemde, T\u00fcrkiye\u2019nin d\u00fcnyan\u0131n 7 y\u00fckselen ekonomisi aras\u0131nda yer almas\u0131na b\u00fcy\u00fck katk\u0131 sa\u011flayan mega altyap\u0131 projelerimiz kamu bankalar\u0131m\u0131z olmasayd\u0131 asla ger\u00e7ekle\u015femezdi.<\/p><p><br><\/p><p><strong>\u00d6ZEL SEKT\u00d6R D\u0130NAM\u0130ZM\u0130\u00a0<\/strong><\/p><p>Bug\u00fcn, kamu bankalar\u0131m\u0131z, \u00f6zel sekt\u00f6r dinamizmi, ger\u00e7ek piyasa ekonomisi anlay\u0131\u015f\u0131 ve y\u00fcksek d\u00fczeyde kamu ciddiyeti ve \u00f6zeniyle y\u00f6netiliyor.\u00a0<\/p><p><br><\/p><p>Kamu bankalar\u0131m\u0131z, son 15 y\u0131lda T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fcm\u00fcz\u00fcn d\u00fcnyan\u0131n \u00f6nde gelen ekonomileri aras\u0131nda se\u00e7kin bir noktada yer almas\u0131na kritik \u00f6nemde katk\u0131 sa\u011flad\u0131. 2008 k\u00fcresel finans krizinden bu yana, T\u00fcrkiye pek \u00e7ok yerel, b\u00f6lgesel ve k\u00fcresel krizi, \u00fclkemize y\u00f6nelik onca hainlik ve sald\u0131r\u0131y\u0131 y\u00f6netebilmi\u015f ve ba\u015far\u0131yla geride b\u0131rakabilmi\u015f ise, bunda ba\u015fta kamu bankalar\u0131m\u0131z, uluslararas\u0131 bankac\u0131l\u0131k standartlar\u0131nda stres testlerinden ba\u015far\u0131yla \u00e7\u0131kan bir bankac\u0131l\u0131k bilan\u00e7o kalitemiz oldu\u011fu asla unutulmamal\u0131.\u00a0<\/p><p><br><\/p><p>Bu nedenle, kamu bankas\u0131 y\u00f6neticilerimizin haks\u0131z ve mesnetsiz iddialarla y\u0131prat\u0131lmaya \u00e7al\u0131\u015f\u0131lmas\u0131, kamu bankalar\u0131m\u0131z\u0131n y\u00fcksek itibar\u0131na do\u011frudan sald\u0131r\u0131 anlam\u0131na da gelir. Buna asla izin veremeyiz.<\/p><p><br><\/p>","slug":"kamu-bankalarinin-paha-bicilemez-degeri","orjinalimage":"\/front\/uploads\/blog\/thumbnail\/1756414800e8NI5agO2mSwjKd.webp","news_cover_min":"\/front\/uploads\/blog\/thumbnail\/1756414800e8NI5agO2mSwjKd.webp","news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":"\/front\/uploads\/haber\/638x552\/kamu-bankalarinin-paha-bicilemez-degeri_638x552_LUIOeKRtyE.webp","cropped_310x208":"\/front\/uploads\/haber\/310x208\/kamu-bankalarinin-paha-bicilemez-degeri_310x208_7zL2sFDw0n.webp","cropped_416x247":"\/front\/uploads\/haber\/416x247\/kamu-bankalarinin-paha-bicilemez-degeri_416x247_RMqx0DVhSS.webp","cropped_197x247":"\/front\/uploads\/haber\/197x247\/kamu-bankalarinin-paha-bicilemez-degeri_197x247_V7fB4jp5oj.webp","cropped_416x600":"\/front\/uploads\/haber\/416x600\/kamu-bankalarinin-paha-bicilemez-degeri_416x600_XgQ93s0q4U.webp","cropped_1200x675":"\/front\/uploads\/haber\/1200x675\/kamu-bankalarinin-paha-bicilemez-degeri_1200x675_cjKmRCeQob.webp","tags":null,"meta_title":"Kamu bankalar\u0131n\u0131n paha bi\u00e7ilemez de\u011feri","meta_description":"Osmanl\u0131 ekonomisinden, 102 y\u0131l\u0131 geride b\u0131rakmaya haz\u0131rlanan Cumhuriyet ekonomisine, bankac\u0131l\u0131k tarihimiz T\u00fcrkiye ekonomisinin \u00fcretim, istihdam, ihracat ve kalk\u0131nma m\u00fccadelesi ad\u0131na \u00f6nemli ipu\u00e7lar\u0131na i\u015faret eder.","meta_keywords":null,"view_count":0,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":"\/front\/uploads\/haber\/358x214\/kamu-bankalarinin-paha-bicilemez-degeri_358x214_EZsQO9xsD6.webp","cropped_842x474":"\/front\/uploads\/haber\/842x474\/kamu-bankalarinin-paha-bicilemez-degeri_842x474_d3sDOljMf1.webp"}]}}