{"status":true,"post":{"id":22805,"user_id":7,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 14:21:02","created_at":"2020-08-27T21:00:00.000000Z","updated_at":"2022-10-24T11:21:02.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":22805,"is_featured":0,"title":"\u0130\u015fverenler, \u00dccret Garanti Fonu\u2019ndan nas\u0131l yararlanabilir?","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":" \t\t\t\t\t \t\t\t\t\t

iSA KARAKA\u015e<\/strong><\/span><\/p>

Pandemi s\u00fcrecinde i\u015f\u00e7ilerinin \u00fccretini \u00f6deyemeyecek duruma gelen i\u015fverenlerin imdad\u0131na \u00dccret Garanti Fonu yeti\u015fti. Bug\u00fcne kadar 140 bine yak\u0131n i\u015f\u00e7inin yararland\u0131\u011f\u0131 fondan, \u00e7al\u0131\u015fanlara 3 ay s\u00fcreyle \u00f6deme yap\u0131l\u0131yor.<\/span><\/strong><\/span><\/p>

B\u00fct\u00fcn d\u00fcnyada oldu\u011fu gibi \u00fclkemizde de Covid-19 salg\u0131n\u0131n\u0131n ekonomik ve sosyal tesirleri nedeniyle \u00e7ok say\u0131da esnaf ve i\u015fveren zor durumda kald\u0131. Ancak hemen belirtelim ki, i\u015fveren ve \u00e7al\u0131\u015fanlara y\u00f6nelik bir\u00e7ok destek bulunuyor. Maalesef \u00e7o\u011fu i\u015fveren bu desteklerin fark\u0131nda de\u011fil. Bu yaz\u0131m\u0131zda, i\u015f\u00e7ilerinin \u00fccretlerini \u00f6deyemeyen i\u015fverenler i\u00e7in kurulu bulunan \u00dccret Garanti Fonu\u2019ndan nas\u0131l faydalan\u0131labilece\u011fini izah etmeye \u00e7al\u0131\u015faca\u011f\u0131z.<\/span>
<\/strong><\/span>
YAKLA\u015eIK 140 B\u0130N \u0130\u015e\u00c7\u0130YE \u00d6DEME<\/strong><\/span>
<\/span>
Covid-19 s\u00fcrecinde bir\u00e7ok i\u015fveren, i\u015f\u00e7ilerinin \u00fccretine \u00f6demeyecek duruma geldi. Bu i\u015fverenlerin de imdad\u0131na \u00dccret Garanti Fonu yeti\u015fti. \u0130\u015fsizlik Sigortas\u0131 Kanunu\u2019na g\u00f6re; i\u015fverenin, konkordato ilan etmesi, i\u015fveren i\u00e7in aciz vesikas\u0131 al\u0131nmas\u0131, iflas\u0131 veya iflas\u0131n ertelenmesi nedenleri ile \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015ft\u00fc\u011f\u00fc hallerde, \u00e7al\u0131\u015fanlar\u0131n\u0131n hizmet akdinden kaynaklanan ve \u00f6denmeyen 3 ayl\u0131k \u00fccret alacaklar\u0131 \u00dccret Garanti Fonu\u2019ndan \u00f6deniyor.\u015eubat 2005\u2019ten 31 Temmuz 2020 tarihine kadar 139 bin 12 ki\u015fi \u00dccret Garanti Fonu\u2019ndan \u00f6denek almaya hak kazand\u0131. <\/span>
<\/span>
Bu kapsamda hak eden ki\u015filere toplam 437 milyon 453 bin 95 TL \u00f6deme yap\u0131ld\u0131. <\/span>
<\/span>
2020 Temmuz ay\u0131nda \u00dccret Garanti Fonu\u2019ndan 772 ki\u015fiye toplam 5 milyon 294 bin 996 TL \u00f6deme ger\u00e7ekle\u015ftirildi. <\/span>
<\/strong><\/span>
BA\u015eVURUDA BULUNAB\u0130LECEK \u0130\u015eVERENLER<\/strong><\/span>
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\u0130\u015fverenin aciz duruma d\u00fc\u015fmesi, konkordato ilan etmesi, iflas\u0131 veya iflas\u0131n ertelenmesi nedenleri ile \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015ft\u00fc\u011f\u00fc hallerde, devlet belirli \u015fartlarda i\u015f\u00e7i \u00fccretlerini kar\u015f\u0131l\u0131yor. \u00d6zellikle i\u015fyeri sahiplerinden vadesi geldi\u011fi halde bor\u00e7lar\u0131n\u0131 \u00f6deyemeyenlerin veya vadesinde \u00f6deyememe tehlikesi alt\u0131nda bulunan herhangi bir bor\u00e7lunun, vade verilmek veya tenzilat yap\u0131lmak suretiyle bor\u00e7lar\u0131n\u0131 \u00f6deyebilmek veya muhtemel bir iflastan kurtulmak i\u00e7in her ge\u00e7en g\u00fcn konkordato talepleri art\u0131yor. Belirtilen nedenlerle konkordato ilanlar\u0131 halinde \u00e7al\u0131\u015fanlar\u0131n \u00fccretlerinin nas\u0131l \u00f6denece\u011fi en \u00e7ok merak edilen konular aras\u0131nda. \u0130\u015fverenin \u00f6deme aczine d\u00fc\u015ft\u00fc\u011f\u00fc hallerde i\u015f\u00e7ilerin zor durumda kalmalar\u0131n\u0131n \u00f6nlenmesi ve ge\u00e7imlerini devam ettirebilmeleri amac\u0131yla bir k\u0131s\u0131m \u00fccret alacaklar\u0131 devletin kurdu\u011fu \u00dccret Garanti Fonu vas\u0131tas\u0131ylagarantiye al\u0131narak \u00f6deniyor.<\/span>
<\/span>
GEREKL\u0130 BELGELER<\/strong><\/span>
<\/span>
\u00d6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015fen i\u015fverenden \u00fccret alaca\u011f\u0131 bulunan i\u015f\u00e7ilerin, \u0130\u015eKUR birimine a\u015fa\u011f\u0131daki belgelerden en az biri ile \u015fahsen veya vekili (noter tasdikli vek\u00e2letnameyihaiz vekil) arac\u0131l\u0131\u011f\u0131yla ba\u015fvurmalar\u0131 gerekiyor.<\/span>
<\/span>
* \u00dccret Garanti Fonu talep dilek\u00e7esi<\/span>
<\/span>
* \u0130\u015f\u00e7inin \u00fccret alaca\u011f\u0131n\u0131 aylar itibariyle g\u00f6steren i\u015f\u00e7i alacak belgesi <\/span>
<\/span>
* \u0130\u015fveren hakk\u0131nda konkordato ilan edilmesi durumunda mahkemece verilen konkordato m\u00fchlet karar\u0131 veya \u0130cra ve \u0130flas Kanunu\u2019nun 288\u2019inci maddesi uyar\u0131nca konkordato m\u00fchlet karar\u0131n\u0131n ilan edildi\u011fini g\u00f6steren belge.<\/span>
<\/span>
3 AY \u00d6DEME YAPILIYOR<\/strong><\/span>
<\/span>
Ba\u015fvuru sahipleri \u0130\u015eKUR\u2019a ba\u015fvurduktan sonra kurum gerekli ara\u015ft\u0131rmay\u0131 yaparak ibraz edilen belgelerde herhangi bir eksiklik yok ise ba\u015fvuruyu izleyen ay\u0131n sonuna kadar \u00f6deme ger\u00e7ekle\u015ftirilir. \u0130lgililer, T.C. kimlik numaral\u0131 n\u00fcfus c\u00fczdan\u0131 ile birlikte herhangi bir PTT \u015fubesine ba\u015fvurarak \u00f6demelerini alabilirler. \u00dccret Garanti Fonu kapsam\u0131nda i\u015f\u00e7ilere, 3 ay\u0131 ge\u00e7memek \u00fczere i\u015fverenden olan temel \u00fccret alacaklar\u0131 kadar \u00f6deme yap\u0131l\u0131r. \u00dccret Garanti Fonu kapsam\u0131nda yap\u0131lan \u00f6demeler her hal\u00fck\u00e2rda g\u00fcnl\u00fck 735.75 TL\u2019yi ge\u00e7miyor.<\/span>
<\/strong><\/span>
ARANAN KO\u015eULLAR<\/strong><\/span>
<\/span>
\u0130\u015f\u00e7ilerin, \u00dccret Garanti Fonu \u00f6demelerinden yararlanabilmesi i\u00e7in aranan \u015fartlar \u015funlar: <\/span>
<\/span>
* \u00dccret alaca\u011f\u0131n\u0131n bulundu\u011fu d\u00f6nemde i\u015f s\u00f6zle\u015fmesine tabi olarak, \u0130\u015fsizlik Sigortas\u0131 Kanunu kapsam\u0131nda \u00e7al\u0131\u015f\u0131yor olmas\u0131.<\/span>
<\/span>
* \u0130\u015fveren i\u00e7in aciz vesikas\u0131 al\u0131nmas\u0131, iflas\u0131 veya iflas\u0131n ertelenmesi ya da konkordato ilan etmi\u015f olmas\u0131.<\/span>
<\/span>
* \u0130\u015f\u00e7inin, i\u015fverenin \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015fmesinden \u00f6nceki son bir y\u0131lda ayn\u0131 i\u015f yerinde \u0130\u015fsizlik Sigortas\u0131 Kanunu kapsam\u0131nda \u00e7al\u0131\u015fm\u0131\u015f olmas\u0131.<\/span>
<\/span>
* 5 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131na u\u011framam\u0131\u015f \u00f6denmeyen \u00fccret alaca\u011f\u0131n\u0131n bulunmas\u0131.<\/span>
<\/span>
<\/span>
<\/span><\/p> \t\t\t\t","slug":"isverenler-ucret-garanti-fonundan-nasil-yararlanabilir","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"\u0130\u015fverenler, \u00dccret Garanti Fonu\u2019ndan nas\u0131l yararlanabilir?","meta_description":"iSA KARAKA\u015e","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":1063,"cropped_1200x675":null,"user":{"id":7,"name":"\u0130SA","surname":"KARAKA\u015e","email":"igurmen@yandex.com.tr","slug":"isa-karakas","avatar":"\/front\/uploads\/avatar\/1733691600UsNll1YpnmquGG1.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-09-15T09:39:41.000000Z","updated_at":"2024-12-18T10:20:38.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":22904,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":22805,"locale":"tr","category_id":73,"title":"\u0130\u015fverenler, \u00dccret Garanti Fonu\u2019ndan nas\u0131l yararlanabilir?","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":" \t\t\t\t\t \t\t\t\t\t

iSA KARAKA\u015e<\/strong><\/span><\/p>

Pandemi s\u00fcrecinde i\u015f\u00e7ilerinin \u00fccretini \u00f6deyemeyecek duruma gelen i\u015fverenlerin imdad\u0131na \u00dccret Garanti Fonu yeti\u015fti. Bug\u00fcne kadar 140 bine yak\u0131n i\u015f\u00e7inin yararland\u0131\u011f\u0131 fondan, \u00e7al\u0131\u015fanlara 3 ay s\u00fcreyle \u00f6deme yap\u0131l\u0131yor.<\/span><\/strong><\/span><\/p>

B\u00fct\u00fcn d\u00fcnyada oldu\u011fu gibi \u00fclkemizde de Covid-19 salg\u0131n\u0131n\u0131n ekonomik ve sosyal tesirleri nedeniyle \u00e7ok say\u0131da esnaf ve i\u015fveren zor durumda kald\u0131. Ancak hemen belirtelim ki, i\u015fveren ve \u00e7al\u0131\u015fanlara y\u00f6nelik bir\u00e7ok destek bulunuyor. Maalesef \u00e7o\u011fu i\u015fveren bu desteklerin fark\u0131nda de\u011fil. Bu yaz\u0131m\u0131zda, i\u015f\u00e7ilerinin \u00fccretlerini \u00f6deyemeyen i\u015fverenler i\u00e7in kurulu bulunan \u00dccret Garanti Fonu\u2019ndan nas\u0131l faydalan\u0131labilece\u011fini izah etmeye \u00e7al\u0131\u015faca\u011f\u0131z.<\/span>
<\/strong><\/span>
YAKLA\u015eIK 140 B\u0130N \u0130\u015e\u00c7\u0130YE \u00d6DEME<\/strong><\/span>
<\/span>
Covid-19 s\u00fcrecinde bir\u00e7ok i\u015fveren, i\u015f\u00e7ilerinin \u00fccretine \u00f6demeyecek duruma geldi. Bu i\u015fverenlerin de imdad\u0131na \u00dccret Garanti Fonu yeti\u015fti. \u0130\u015fsizlik Sigortas\u0131 Kanunu\u2019na g\u00f6re; i\u015fverenin, konkordato ilan etmesi, i\u015fveren i\u00e7in aciz vesikas\u0131 al\u0131nmas\u0131, iflas\u0131 veya iflas\u0131n ertelenmesi nedenleri ile \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015ft\u00fc\u011f\u00fc hallerde, \u00e7al\u0131\u015fanlar\u0131n\u0131n hizmet akdinden kaynaklanan ve \u00f6denmeyen 3 ayl\u0131k \u00fccret alacaklar\u0131 \u00dccret Garanti Fonu\u2019ndan \u00f6deniyor.\u015eubat 2005\u2019ten 31 Temmuz 2020 tarihine kadar 139 bin 12 ki\u015fi \u00dccret Garanti Fonu\u2019ndan \u00f6denek almaya hak kazand\u0131. <\/span>
<\/span>
Bu kapsamda hak eden ki\u015filere toplam 437 milyon 453 bin 95 TL \u00f6deme yap\u0131ld\u0131. <\/span>
<\/span>
2020 Temmuz ay\u0131nda \u00dccret Garanti Fonu\u2019ndan 772 ki\u015fiye toplam 5 milyon 294 bin 996 TL \u00f6deme ger\u00e7ekle\u015ftirildi. <\/span>
<\/strong><\/span>
BA\u015eVURUDA BULUNAB\u0130LECEK \u0130\u015eVERENLER<\/strong><\/span>
<\/span>
\u0130\u015fverenin aciz duruma d\u00fc\u015fmesi, konkordato ilan etmesi, iflas\u0131 veya iflas\u0131n ertelenmesi nedenleri ile \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015ft\u00fc\u011f\u00fc hallerde, devlet belirli \u015fartlarda i\u015f\u00e7i \u00fccretlerini kar\u015f\u0131l\u0131yor. \u00d6zellikle i\u015fyeri sahiplerinden vadesi geldi\u011fi halde bor\u00e7lar\u0131n\u0131 \u00f6deyemeyenlerin veya vadesinde \u00f6deyememe tehlikesi alt\u0131nda bulunan herhangi bir bor\u00e7lunun, vade verilmek veya tenzilat yap\u0131lmak suretiyle bor\u00e7lar\u0131n\u0131 \u00f6deyebilmek veya muhtemel bir iflastan kurtulmak i\u00e7in her ge\u00e7en g\u00fcn konkordato talepleri art\u0131yor. Belirtilen nedenlerle konkordato ilanlar\u0131 halinde \u00e7al\u0131\u015fanlar\u0131n \u00fccretlerinin nas\u0131l \u00f6denece\u011fi en \u00e7ok merak edilen konular aras\u0131nda. \u0130\u015fverenin \u00f6deme aczine d\u00fc\u015ft\u00fc\u011f\u00fc hallerde i\u015f\u00e7ilerin zor durumda kalmalar\u0131n\u0131n \u00f6nlenmesi ve ge\u00e7imlerini devam ettirebilmeleri amac\u0131yla bir k\u0131s\u0131m \u00fccret alacaklar\u0131 devletin kurdu\u011fu \u00dccret Garanti Fonu vas\u0131tas\u0131ylagarantiye al\u0131narak \u00f6deniyor.<\/span>
<\/span>
GEREKL\u0130 BELGELER<\/strong><\/span>
<\/span>
\u00d6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015fen i\u015fverenden \u00fccret alaca\u011f\u0131 bulunan i\u015f\u00e7ilerin, \u0130\u015eKUR birimine a\u015fa\u011f\u0131daki belgelerden en az biri ile \u015fahsen veya vekili (noter tasdikli vek\u00e2letnameyihaiz vekil) arac\u0131l\u0131\u011f\u0131yla ba\u015fvurmalar\u0131 gerekiyor.<\/span>
<\/span>
* \u00dccret Garanti Fonu talep dilek\u00e7esi<\/span>
<\/span>
* \u0130\u015f\u00e7inin \u00fccret alaca\u011f\u0131n\u0131 aylar itibariyle g\u00f6steren i\u015f\u00e7i alacak belgesi <\/span>
<\/span>
* \u0130\u015fveren hakk\u0131nda konkordato ilan edilmesi durumunda mahkemece verilen konkordato m\u00fchlet karar\u0131 veya \u0130cra ve \u0130flas Kanunu\u2019nun 288\u2019inci maddesi uyar\u0131nca konkordato m\u00fchlet karar\u0131n\u0131n ilan edildi\u011fini g\u00f6steren belge.<\/span>
<\/span>
3 AY \u00d6DEME YAPILIYOR<\/strong><\/span>
<\/span>
Ba\u015fvuru sahipleri \u0130\u015eKUR\u2019a ba\u015fvurduktan sonra kurum gerekli ara\u015ft\u0131rmay\u0131 yaparak ibraz edilen belgelerde herhangi bir eksiklik yok ise ba\u015fvuruyu izleyen ay\u0131n sonuna kadar \u00f6deme ger\u00e7ekle\u015ftirilir. \u0130lgililer, T.C. kimlik numaral\u0131 n\u00fcfus c\u00fczdan\u0131 ile birlikte herhangi bir PTT \u015fubesine ba\u015fvurarak \u00f6demelerini alabilirler. \u00dccret Garanti Fonu kapsam\u0131nda i\u015f\u00e7ilere, 3 ay\u0131 ge\u00e7memek \u00fczere i\u015fverenden olan temel \u00fccret alacaklar\u0131 kadar \u00f6deme yap\u0131l\u0131r. \u00dccret Garanti Fonu kapsam\u0131nda yap\u0131lan \u00f6demeler her hal\u00fck\u00e2rda g\u00fcnl\u00fck 735.75 TL\u2019yi ge\u00e7miyor.<\/span>
<\/strong><\/span>
ARANAN KO\u015eULLAR<\/strong><\/span>
<\/span>
\u0130\u015f\u00e7ilerin, \u00dccret Garanti Fonu \u00f6demelerinden yararlanabilmesi i\u00e7in aranan \u015fartlar \u015funlar: <\/span>
<\/span>
* \u00dccret alaca\u011f\u0131n\u0131n bulundu\u011fu d\u00f6nemde i\u015f s\u00f6zle\u015fmesine tabi olarak, \u0130\u015fsizlik Sigortas\u0131 Kanunu kapsam\u0131nda \u00e7al\u0131\u015f\u0131yor olmas\u0131.<\/span>
<\/span>
* \u0130\u015fveren i\u00e7in aciz vesikas\u0131 al\u0131nmas\u0131, iflas\u0131 veya iflas\u0131n ertelenmesi ya da konkordato ilan etmi\u015f olmas\u0131.<\/span>
<\/span>
* \u0130\u015f\u00e7inin, i\u015fverenin \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fcne d\u00fc\u015fmesinden \u00f6nceki son bir y\u0131lda ayn\u0131 i\u015f yerinde \u0130\u015fsizlik Sigortas\u0131 Kanunu kapsam\u0131nda \u00e7al\u0131\u015fm\u0131\u015f olmas\u0131.<\/span>
<\/span>
* 5 y\u0131ll\u0131k zaman a\u015f\u0131m\u0131na u\u011framam\u0131\u015f \u00f6denmeyen \u00fccret alaca\u011f\u0131n\u0131n bulunmas\u0131.<\/span>
<\/span>
<\/span>
<\/span><\/p> \t\t\t\t","slug":"isverenler-ucret-garanti-fonundan-nasil-yararlanabilir","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"\u0130\u015fverenler, \u00dccret Garanti Fonu\u2019ndan nas\u0131l yararlanabilir?","meta_description":"iSA KARAKA\u015e","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":1063,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}