{"status":true,"post":{"id":20343,"user_id":23,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 13:50:47","created_at":"2019-05-12T21:00:00.000000Z","updated_at":"2022-10-24T10:50:47.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":20343,"is_featured":0,"title":"Finansal ara\u00e7lar\u0131n reel getirileri ve sonu\u00e7lar\u0131","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">2001\u2019de 0.6674 TL\u2019den 1.4525 T\u00fcrk Liras\u0131\u2019na kadar sert bir y\u00fckseli\u015f g\u00f6steren dolar, 2008\u2019e kadar gev\u015feme e\u011filimine girmi\u015fti. Bu d\u00f6nemde kaybettiren finansal ara\u00e7lardan biri olarak tarihe ge\u00e7erken, bir\u00e7ok i\u015f adam\u0131n\u0131n dolardan a\u011fz\u0131n\u0131n yand\u0131\u011f\u0131n\u0131 dinler dururduk. Bu d\u00f6nemde \u00fclkemizde TL cinsi faizler d\u00fc\u015ferken yat\u0131r\u0131m ve b\u00fcy\u00fcmede rekorlar k\u0131r\u0131l\u0131yordu. Alt\u0131n\u0131 \u00e7izmeden ge\u00e7memek laz\u0131m, ayn\u0131 d\u00f6nemde ihracat rekorlar\u0131 da k\u0131r\u0131l\u0131yordu.<\/span><\/p>  <p><span class=\"large\">Ne olduysa 2008\u2019de oldu ve nedense birden dolar 1.1488\u2019den 1.7481 seviyesine kadar prim yapt\u0131. Daha sonra 2011\u2019de 1.50 TL seviyesinden 1.92 seviyesine y\u00fckselen dolar, 2012\u2019de kaybettiren olmu\u015fsa da daha sonraki y\u0131llarda g\u00f6sterdi\u011fi performansla alan\u0131 mutlu etti. 2018\u2019de 7.2393 seviyesini g\u00f6rerek rekor k\u0131rd\u0131. 2019\u2019da ise y\u0131l\u0131n en y\u00fcksek seviyelerini yaz\u0131n\u0131n yaz\u0131ld\u0131\u011f\u0131 s\u0131ralarda 6.2207 olarak test etti.<\/span><\/p>  <p><span class=\"large\">7.23\/0.6674=10.83 kat artan bir d\u00f6viz var \u00f6n\u00fcm\u00fczde. S\u00fcre ise 17 y\u0131l. B\u00f6yle basit bir i\u015flemle, yani dolar alarak bu getirilere ula\u015f\u0131labilen bir ortamda insanlar\u0131n d\u00f6vize ka\u00e7mas\u0131 da do\u011fal. Varl\u0131\u011f\u0131n\u0131 koruma g\u00fcd\u00fcs\u00fc \u00f6n plana ge\u00e7iyor.<\/span><\/p>  <p><span class=\"large\">Madalyona di\u011fer taraftan bakal\u0131m. Kullan\u0131lan uzun vadeli d\u00f6viz kredilerinin faiziyle birlikte T\u00fcrk Liras\u0131 kar\u015f\u0131l\u0131\u011f\u0131na bakarsan\u0131z ciddi rakamlara ula\u015f\u0131rs\u0131n\u0131z. Bu durum firmalar\u0131n uzun vadeli d\u00f6viz kredilerinde bile ciddi zararlar etmesi anlam\u0131na geliyor. Bu sefer y\u00fcksek k\u00e2r marj\u0131 gereklili\u011fi ortaya \u00e7\u0131k\u0131yor. Sonu\u00e7 hem kurdan hem de br\u00fct k\u00e2r marj\u0131n\u0131n y\u00fcksek olmas\u0131 gereklili\u011finden enflasyon olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor. Maliyetlerdeki y\u00fckseli\u015fin olu\u015fturaca\u011f\u0131 maliyet enflasyonu da cabas\u0131.<\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye \u00fczerine yap\u0131lan analitik bir \u00e7al\u0131\u015fmaya g\u00f6re d\u00f6vizin de\u011fer kazand\u0131\u011f\u0131 d\u00f6nemlerde faizler de y\u00fckseliyor. Bunun sebebi devlet tahvillerine gelen sat\u0131\u015f.<\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye \u0130statistik Kurumu, 9 May\u0131s 2019 g\u00fcn\u00fc yay\u0131nlad\u0131\u011f\u0131 b\u00fcltende finansal yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n ayl\u0131k reel getirisini ortaya koydu. Nisan 2019 tablosu a\u015fa\u011f\u0131da...<img style=\"\" src=\"\/Archive\/Content\/1220202212440663a1ae16832dd20442.webp\" alt=\"\" width=\"\" height=\"\" class=\"contentImg\"><\/span><\/p>  <p><span class=\"large\">Tabloya g\u00f6re herkes d\u00f6viz al\u0131r <\/span><span class=\"large\">ve yat\u0131r\u0131m yapmaz. Bu tablo hem b\u00fcy\u00fcmenin zarar g\u00f6rece\u011fini, hem de ekonomide ciddi s\u0131k\u0131nt\u0131lar olabilece\u011fini g\u00f6steriyor. D\u00f6vizde mikro anlamda kazan\u00e7lar ekonomide makro d\u00fczeyde ciddi zararlar veriyor. Bu konu art\u0131k kangrene d\u00f6n\u00fc\u015f\u00fcyor.<\/span><\/p>  <p><span class=\"large\">Y\u0131ll\u0131k bazda bak\u0131ld\u0131\u011f\u0131nda; Amerikan Dolar\u0131; Y\u0130-\u00dcFE ile indirgendi\u011finde y\u00fczde 8.91, T\u00dcFE ile indirgendi\u011finde ise y\u00fczde 18.59 oran\u0131nda yat\u0131r\u0131mc\u0131s\u0131na en y\u00fcksek reel getiriyi sa\u011flayan yat\u0131r\u0131m arac\u0131 oldu. Di\u011fer taraftan, BIST 100 endeksi Y\u0130-\u00dcFE ile indirgendi\u011finde y\u00fczde 33.35, T\u00dcFE ile indirgendi\u011finde ise y\u00fczde 27.42 oranlar\u0131yla yat\u0131r\u0131mc\u0131s\u0131na en \u00e7ok kaybettiren yat\u0131r\u0131m arac\u0131 oldu.<\/span><\/p>  <p><span class=\"large\">Son s\u00f6z: Dimyat\u2019a prince giderken evdeki bulgurdan oluyoruz. O y\u00fczden \u00f6nce nakit ak\u0131\u015f\u0131, sonra da kur riskini profesyonelce y\u00f6netin.<\/span><\/p>  \t\t\t\t","slug":"finansal-araclarin-reel-getirileri-ve-sonuclari","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Finansal ara\u00e7lar\u0131n reel getirileri ve sonu\u00e7lar\u0131","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":113,"cropped_1200x675":null,"user":{"id":23,"name":"H\u0130KMET","surname":"BAYDAR","email":"hikmet-baydar@gmail.com","slug":"hikmet-baydar","avatar":"\/front\/uploads\/avatar\/1733691600m8IdzrjJsMVvSMC.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-19T14:42:06.000000Z","updated_at":"2024-12-18T09:49:02.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":20442,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":20343,"locale":"tr","category_id":73,"title":"Finansal ara\u00e7lar\u0131n reel getirileri ve sonu\u00e7lar\u0131","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">2001\u2019de 0.6674 TL\u2019den 1.4525 T\u00fcrk Liras\u0131\u2019na kadar sert bir y\u00fckseli\u015f g\u00f6steren dolar, 2008\u2019e kadar gev\u015feme e\u011filimine girmi\u015fti. Bu d\u00f6nemde kaybettiren finansal ara\u00e7lardan biri olarak tarihe ge\u00e7erken, bir\u00e7ok i\u015f adam\u0131n\u0131n dolardan a\u011fz\u0131n\u0131n yand\u0131\u011f\u0131n\u0131 dinler dururduk. Bu d\u00f6nemde \u00fclkemizde TL cinsi faizler d\u00fc\u015ferken yat\u0131r\u0131m ve b\u00fcy\u00fcmede rekorlar k\u0131r\u0131l\u0131yordu. Alt\u0131n\u0131 \u00e7izmeden ge\u00e7memek laz\u0131m, ayn\u0131 d\u00f6nemde ihracat rekorlar\u0131 da k\u0131r\u0131l\u0131yordu.<\/span><\/p>  <p><span class=\"large\">Ne olduysa 2008\u2019de oldu ve nedense birden dolar 1.1488\u2019den 1.7481 seviyesine kadar prim yapt\u0131. Daha sonra 2011\u2019de 1.50 TL seviyesinden 1.92 seviyesine y\u00fckselen dolar, 2012\u2019de kaybettiren olmu\u015fsa da daha sonraki y\u0131llarda g\u00f6sterdi\u011fi performansla alan\u0131 mutlu etti. 2018\u2019de 7.2393 seviyesini g\u00f6rerek rekor k\u0131rd\u0131. 2019\u2019da ise y\u0131l\u0131n en y\u00fcksek seviyelerini yaz\u0131n\u0131n yaz\u0131ld\u0131\u011f\u0131 s\u0131ralarda 6.2207 olarak test etti.<\/span><\/p>  <p><span class=\"large\">7.23\/0.6674=10.83 kat artan bir d\u00f6viz var \u00f6n\u00fcm\u00fczde. S\u00fcre ise 17 y\u0131l. B\u00f6yle basit bir i\u015flemle, yani dolar alarak bu getirilere ula\u015f\u0131labilen bir ortamda insanlar\u0131n d\u00f6vize ka\u00e7mas\u0131 da do\u011fal. Varl\u0131\u011f\u0131n\u0131 koruma g\u00fcd\u00fcs\u00fc \u00f6n plana ge\u00e7iyor.<\/span><\/p>  <p><span class=\"large\">Madalyona di\u011fer taraftan bakal\u0131m. Kullan\u0131lan uzun vadeli d\u00f6viz kredilerinin faiziyle birlikte T\u00fcrk Liras\u0131 kar\u015f\u0131l\u0131\u011f\u0131na bakarsan\u0131z ciddi rakamlara ula\u015f\u0131rs\u0131n\u0131z. Bu durum firmalar\u0131n uzun vadeli d\u00f6viz kredilerinde bile ciddi zararlar etmesi anlam\u0131na geliyor. Bu sefer y\u00fcksek k\u00e2r marj\u0131 gereklili\u011fi ortaya \u00e7\u0131k\u0131yor. Sonu\u00e7 hem kurdan hem de br\u00fct k\u00e2r marj\u0131n\u0131n y\u00fcksek olmas\u0131 gereklili\u011finden enflasyon olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor. Maliyetlerdeki y\u00fckseli\u015fin olu\u015fturaca\u011f\u0131 maliyet enflasyonu da cabas\u0131.<\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye \u00fczerine yap\u0131lan analitik bir \u00e7al\u0131\u015fmaya g\u00f6re d\u00f6vizin de\u011fer kazand\u0131\u011f\u0131 d\u00f6nemlerde faizler de y\u00fckseliyor. Bunun sebebi devlet tahvillerine gelen sat\u0131\u015f.<\/span><\/p>  <p><span class=\"large\">T\u00fcrkiye \u0130statistik Kurumu, 9 May\u0131s 2019 g\u00fcn\u00fc yay\u0131nlad\u0131\u011f\u0131 b\u00fcltende finansal yat\u0131r\u0131m ara\u00e7lar\u0131n\u0131n ayl\u0131k reel getirisini ortaya koydu. Nisan 2019 tablosu a\u015fa\u011f\u0131da...<img style=\"\" src=\"\/Archive\/Content\/1220202212440663a1ae16832dd20442.webp\" alt=\"\" width=\"\" height=\"\" class=\"contentImg\"><\/span><\/p>  <p><span class=\"large\">Tabloya g\u00f6re herkes d\u00f6viz al\u0131r <\/span><span class=\"large\">ve yat\u0131r\u0131m yapmaz. Bu tablo hem b\u00fcy\u00fcmenin zarar g\u00f6rece\u011fini, hem de ekonomide ciddi s\u0131k\u0131nt\u0131lar olabilece\u011fini g\u00f6steriyor. D\u00f6vizde mikro anlamda kazan\u00e7lar ekonomide makro d\u00fczeyde ciddi zararlar veriyor. Bu konu art\u0131k kangrene d\u00f6n\u00fc\u015f\u00fcyor.<\/span><\/p>  <p><span class=\"large\">Y\u0131ll\u0131k bazda bak\u0131ld\u0131\u011f\u0131nda; Amerikan Dolar\u0131; Y\u0130-\u00dcFE ile indirgendi\u011finde y\u00fczde 8.91, T\u00dcFE ile indirgendi\u011finde ise y\u00fczde 18.59 oran\u0131nda yat\u0131r\u0131mc\u0131s\u0131na en y\u00fcksek reel getiriyi sa\u011flayan yat\u0131r\u0131m arac\u0131 oldu. Di\u011fer taraftan, BIST 100 endeksi Y\u0130-\u00dcFE ile indirgendi\u011finde y\u00fczde 33.35, T\u00dcFE ile indirgendi\u011finde ise y\u00fczde 27.42 oranlar\u0131yla yat\u0131r\u0131mc\u0131s\u0131na en \u00e7ok kaybettiren yat\u0131r\u0131m arac\u0131 oldu.<\/span><\/p>  <p><span class=\"large\">Son s\u00f6z: Dimyat\u2019a prince giderken evdeki bulgurdan oluyoruz. O y\u00fczden \u00f6nce nakit ak\u0131\u015f\u0131, sonra da kur riskini profesyonelce y\u00f6netin.<\/span><\/p>  \t\t\t\t","slug":"finansal-araclarin-reel-getirileri-ve-sonuclari","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Finansal ara\u00e7lar\u0131n reel getirileri ve sonu\u00e7lar\u0131","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":113,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}