{"status":true,"post":{"id":18835,"user_id":23,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 13:17:39","created_at":"2018-08-13T21:00:00.000000Z","updated_at":"2022-10-24T10:17:39.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":18835,"is_featured":0,"title":"D\u00f6viz neden y\u00fckselir? Zarar g\u00f6rmemek i\u00e7in neler yapmal\u0131y\u0131z?","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">Son zamanlarda kurlarda \u00e7ok ciddi hareketlenmeler g\u00f6r\u00fcyoruz. Bu hareketlenmeler bir yandan enflasyonu, bir yandan da faizleri yukar\u0131 itiyor. Bu hareketlilik ekonomik gereklerin de \u00f6n\u00fcne ge\u00e7ince bu yaz\u0131y\u0131 yazma ihtiyac\u0131 duyduk.<\/span><\/p>  <p><span class=\"large\">Dolar y\u0131lba\u015f\u0131nda 3.7946 T\u00fcrk Liras\u0131 ediyordu. 9 A\u011fustos 2018 g\u00fcn\u00fc 5.46 seviyelerinden i\u015flem g\u00f6rerek y\u0131lba\u015f\u0131na g\u00f6re y\u00fczde 48\u2019e yak\u0131n de\u011fer kazand\u0131. Euro ise y\u0131lba\u015f\u0131nda 4.55 T\u00fcrk Liras\u0131 seviyelerindeyken 9 A\u011fustos 2018 g\u00fcn\u00fc 6.34 TL seviyelerinden i\u015flem g\u00f6rd\u00fc. Burada da d\u00f6nemsel art\u0131\u015f y\u00fczde 40 civar\u0131nda. Y\u0131ll\u0131k faizlere g\u00f6re kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131m\u0131zda d\u00f6nemsel art\u0131\u015f oran\u0131n\u0131 y\u0131ll\u0131k orana \u00e7eviriyoruz. <\/span><br><span class=\"large\"> Dolar\u0131n art\u0131\u015f oran\u0131 y\u00fczde 80, Euro\u2019nun art\u0131\u015f oran\u0131 y\u00fczde 68 seviyelerine yak\u0131n oluyor. Bu, \u00e7ok y\u00fcksek bir art\u0131\u015f oran\u0131d\u0131r. <\/span><\/p>  <p><span class=\"large\">Kurdaki bu oynakl\u0131klar ister istemez faizleri de olumsuz etkiledi. Kredi faizleri y\u00fczde 17 seviyelerinden y\u00fczde 27 seviyelerine kadar y\u00fckseldi. <\/span><br><span class=\"large\"> D\u00f6viz kredisi maliyetleri ciddi kur zararlar\u0131yla beraber \u015firketlerin belini b\u00fck\u00fcyor. <\/span><\/p>  <p><span class=\"large\">Hal b\u00f6yle olunca enflasyon da hem kur art\u0131\u015f\u0131 hem de faiz art\u0131\u015f\u0131 nedeniyle y\u00fckseli\u015fe ge\u00e7ti.<img style=\"\" src=\"\/Archive\/Content\/1220202212412763a1ad770094518934.webp\" alt=\"\" width=\"\" height=\"\" class=\"contentImg\"> <\/span><\/p>  <p><span class=\"large\">Tabloda g\u00f6r\u00fclece\u011fi \u00fczere 2018 Ocak ay\u0131nda y\u00fczde 12.14 olan Yurti\u00e7i \u00dcFE, Temmuz 2018\u2019de y\u00fczde 25 seviyelerine kadar y\u00fckseldi. Son zamanlardaki hareketlere bakarsak a\u011fustos ay\u0131nda y\u00fczde 25 oran\u0131n\u0131n daha da y\u00fckselmesi pek de s\u00fcrpriz olmayacak.<\/span><\/p>  <p><span class=\"large\">Kurdaki y\u00fckseli\u015fler ekonomiye bu kadar zarar verebildi\u011fine g\u00f6re, kurlar neden y\u00fckselir ona bakal\u0131m. \u00d6ncelikle d\u0131\u015f ticaret dengesi rakamlar\u0131 bu konuda \u00f6nemli verilerdir. D\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131n\u0131n artmas\u0131 d\u00f6vizin y\u00fckselmesi i\u00e7in bahane olarak kullan\u0131labilir. <\/span><br><span class=\"large\"> Ancak nihai denge \u00e7ok \u00f6nemli. <\/span><br><span class=\"large\"> \u00c7\u00fcnk\u00fc d\u0131\u015f ticaret \u00f6demeleri d\u0131\u015f\u0131nda d\u0131\u015f bor\u00e7 \u00f6demeleri, transferler de kuru yukar\u0131 itebilir. <\/span><br><span class=\"large\"> Yabanc\u0131 yat\u0131r\u0131mc\u0131 veya d\u0131\u015f bor\u00e7lanma giri\u015fi de y\u00fckseli\u015fi t\u00f6rp\u00fcl\u00fcyor.<\/span><\/p>  <p><span class=\"large\">Son zamanlarda konu ekonomik olmaktan \u00e7\u0131kt\u0131. Daha \u00e7ok i\u00e7 i\u015flerimize m\u00fcdahale, ekonomik bunal\u0131m ile siyasi tabloyu de\u011fi\u015ftirmeye y\u00f6nelik hamleler gibi g\u00f6r\u00fcn\u00fcyor. Bu i\u015fleri de daha \u00e7ok spek\u00fclat\u00f6r ve manip\u00fclat\u00f6rler yap\u0131yor.<\/span><\/p>  <p><span class=\"large\">Bu t\u00fcr dalgalanmalar belirsizlikleri art\u0131rd\u0131\u011f\u0131 i\u00e7in firmalar ya fiyatlar\u0131n\u0131 revize ediyor ya da bir s\u00fcre beklemeyi tercih edebiliyor. O zaman da ekonominin dinamikleri zorlan\u0131yor; \u015firketler nakit ak\u0131\u015flar\u0131n\u0131 tutturam\u0131yor. <\/span><\/p>  <p><span class=\"large\">Bizler ne yapmal\u0131y\u0131z?<\/span><\/p>  <p><span class=\"large\">D\u00f6viz cinsi varl\u0131k ve y\u00fck\u00fcml\u00fcl\u00fcklerimizi \u00f6n\u00fcm\u00fcze koymal\u0131y\u0131z. Bunlar\u0131 zaman y\u00f6n\u00fcnden birbirlerini kar\u015f\u0131layacak duruma getirmeliyiz. D\u00f6viz eksi\u011fimiz varsa, yani d\u00f6viz cinsi varl\u0131klar\u0131m\u0131z d\u00f6viz cinsi y\u00fck\u00fcml\u00fcl\u00fcklerimizden azsa aradaki fark\u0131 sat\u0131n al\u0131m opsiyonlar\u0131yla dengelemeliyiz. <\/span><br><span class=\"large\"> E\u011fer para durumu m\u00fcsaitse forward veya futures piyasalarla kur riskini kald\u0131rmal\u0131y\u0131z. <\/span><br><span class=\"large\"> Aksi takdirde evdeki hesap \u00e7ar\u015f\u0131ya uymayabilir.<\/span><\/p>  \t\t\t\t","slug":"doviz-neden-yukselir-zarar-gormemek-icin-neler-yapmaliyiz","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"D\u00f6viz neden y\u00fckselir? Zarar g\u00f6rmemek i\u00e7in neler yapmal\u0131y\u0131z?","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":226,"cropped_1200x675":null,"user":{"id":23,"name":"H\u0130KMET","surname":"BAYDAR","email":"hikmet-baydar@gmail.com","slug":"hikmet-baydar","avatar":"\/front\/uploads\/avatar\/1733691600m8IdzrjJsMVvSMC.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-19T14:42:06.000000Z","updated_at":"2024-12-18T09:49:02.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":18934,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":18835,"locale":"tr","category_id":73,"title":"D\u00f6viz neden y\u00fckselir? Zarar g\u00f6rmemek i\u00e7in neler yapmal\u0131y\u0131z?","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\">Son zamanlarda kurlarda \u00e7ok ciddi hareketlenmeler g\u00f6r\u00fcyoruz. Bu hareketlenmeler bir yandan enflasyonu, bir yandan da faizleri yukar\u0131 itiyor. Bu hareketlilik ekonomik gereklerin de \u00f6n\u00fcne ge\u00e7ince bu yaz\u0131y\u0131 yazma ihtiyac\u0131 duyduk.<\/span><\/p>  <p><span class=\"large\">Dolar y\u0131lba\u015f\u0131nda 3.7946 T\u00fcrk Liras\u0131 ediyordu. 9 A\u011fustos 2018 g\u00fcn\u00fc 5.46 seviyelerinden i\u015flem g\u00f6rerek y\u0131lba\u015f\u0131na g\u00f6re y\u00fczde 48\u2019e yak\u0131n de\u011fer kazand\u0131. Euro ise y\u0131lba\u015f\u0131nda 4.55 T\u00fcrk Liras\u0131 seviyelerindeyken 9 A\u011fustos 2018 g\u00fcn\u00fc 6.34 TL seviyelerinden i\u015flem g\u00f6rd\u00fc. Burada da d\u00f6nemsel art\u0131\u015f y\u00fczde 40 civar\u0131nda. Y\u0131ll\u0131k faizlere g\u00f6re kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131m\u0131zda d\u00f6nemsel art\u0131\u015f oran\u0131n\u0131 y\u0131ll\u0131k orana \u00e7eviriyoruz. <\/span><br><span class=\"large\"> Dolar\u0131n art\u0131\u015f oran\u0131 y\u00fczde 80, Euro\u2019nun art\u0131\u015f oran\u0131 y\u00fczde 68 seviyelerine yak\u0131n oluyor. Bu, \u00e7ok y\u00fcksek bir art\u0131\u015f oran\u0131d\u0131r. <\/span><\/p>  <p><span class=\"large\">Kurdaki bu oynakl\u0131klar ister istemez faizleri de olumsuz etkiledi. Kredi faizleri y\u00fczde 17 seviyelerinden y\u00fczde 27 seviyelerine kadar y\u00fckseldi. <\/span><br><span class=\"large\"> D\u00f6viz kredisi maliyetleri ciddi kur zararlar\u0131yla beraber \u015firketlerin belini b\u00fck\u00fcyor. <\/span><\/p>  <p><span class=\"large\">Hal b\u00f6yle olunca enflasyon da hem kur art\u0131\u015f\u0131 hem de faiz art\u0131\u015f\u0131 nedeniyle y\u00fckseli\u015fe ge\u00e7ti.<img style=\"\" src=\"\/Archive\/Content\/1220202212412763a1ad770094518934.webp\" alt=\"\" width=\"\" height=\"\" class=\"contentImg\"> <\/span><\/p>  <p><span class=\"large\">Tabloda g\u00f6r\u00fclece\u011fi \u00fczere 2018 Ocak ay\u0131nda y\u00fczde 12.14 olan Yurti\u00e7i \u00dcFE, Temmuz 2018\u2019de y\u00fczde 25 seviyelerine kadar y\u00fckseldi. Son zamanlardaki hareketlere bakarsak a\u011fustos ay\u0131nda y\u00fczde 25 oran\u0131n\u0131n daha da y\u00fckselmesi pek de s\u00fcrpriz olmayacak.<\/span><\/p>  <p><span class=\"large\">Kurdaki y\u00fckseli\u015fler ekonomiye bu kadar zarar verebildi\u011fine g\u00f6re, kurlar neden y\u00fckselir ona bakal\u0131m. \u00d6ncelikle d\u0131\u015f ticaret dengesi rakamlar\u0131 bu konuda \u00f6nemli verilerdir. D\u0131\u015f ticaret a\u00e7\u0131\u011f\u0131n\u0131n artmas\u0131 d\u00f6vizin y\u00fckselmesi i\u00e7in bahane olarak kullan\u0131labilir. <\/span><br><span class=\"large\"> Ancak nihai denge \u00e7ok \u00f6nemli. <\/span><br><span class=\"large\"> \u00c7\u00fcnk\u00fc d\u0131\u015f ticaret \u00f6demeleri d\u0131\u015f\u0131nda d\u0131\u015f bor\u00e7 \u00f6demeleri, transferler de kuru yukar\u0131 itebilir. <\/span><br><span class=\"large\"> Yabanc\u0131 yat\u0131r\u0131mc\u0131 veya d\u0131\u015f bor\u00e7lanma giri\u015fi de y\u00fckseli\u015fi t\u00f6rp\u00fcl\u00fcyor.<\/span><\/p>  <p><span class=\"large\">Son zamanlarda konu ekonomik olmaktan \u00e7\u0131kt\u0131. Daha \u00e7ok i\u00e7 i\u015flerimize m\u00fcdahale, ekonomik bunal\u0131m ile siyasi tabloyu de\u011fi\u015ftirmeye y\u00f6nelik hamleler gibi g\u00f6r\u00fcn\u00fcyor. Bu i\u015fleri de daha \u00e7ok spek\u00fclat\u00f6r ve manip\u00fclat\u00f6rler yap\u0131yor.<\/span><\/p>  <p><span class=\"large\">Bu t\u00fcr dalgalanmalar belirsizlikleri art\u0131rd\u0131\u011f\u0131 i\u00e7in firmalar ya fiyatlar\u0131n\u0131 revize ediyor ya da bir s\u00fcre beklemeyi tercih edebiliyor. O zaman da ekonominin dinamikleri zorlan\u0131yor; \u015firketler nakit ak\u0131\u015flar\u0131n\u0131 tutturam\u0131yor. <\/span><\/p>  <p><span class=\"large\">Bizler ne yapmal\u0131y\u0131z?<\/span><\/p>  <p><span class=\"large\">D\u00f6viz cinsi varl\u0131k ve y\u00fck\u00fcml\u00fcl\u00fcklerimizi \u00f6n\u00fcm\u00fcze koymal\u0131y\u0131z. Bunlar\u0131 zaman y\u00f6n\u00fcnden birbirlerini kar\u015f\u0131layacak duruma getirmeliyiz. D\u00f6viz eksi\u011fimiz varsa, yani d\u00f6viz cinsi varl\u0131klar\u0131m\u0131z d\u00f6viz cinsi y\u00fck\u00fcml\u00fcl\u00fcklerimizden azsa aradaki fark\u0131 sat\u0131n al\u0131m opsiyonlar\u0131yla dengelemeliyiz. <\/span><br><span class=\"large\"> E\u011fer para durumu m\u00fcsaitse forward veya futures piyasalarla kur riskini kald\u0131rmal\u0131y\u0131z. <\/span><br><span class=\"large\"> Aksi takdirde evdeki hesap \u00e7ar\u015f\u0131ya uymayabilir.<\/span><\/p>  \t\t\t\t","slug":"doviz-neden-yukselir-zarar-gormemek-icin-neler-yapmaliyiz","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"D\u00f6viz neden y\u00fckselir? Zarar g\u00f6rmemek i\u00e7in neler yapmal\u0131y\u0131z?","meta_description":"Hikmet Baydar","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":226,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}