{"status":true,"post":{"id":19653,"user_id":7,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 13:38:37","created_at":"2018-12-23T21:00:00.000000Z","updated_at":"2022-10-24T10:38:37.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":19653,"is_featured":0,"title":"2.5 milyon \u00e7al\u0131\u015fan BES kapsam\u0131na al\u0131nacak","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><em><span class=\"large\"><strong>Yakla\u015f\u0131k 2.5 milyon \u00e7al\u0131\u015fan, 1 Ocak 2019 tarihinden itibaren bireysel emeklilikte otomatik kat\u0131l\u0131m\u0131 \u00f6ng\u00f6ren BES kapsam\u0131na al\u0131nacak. BES ile ilgili y\u00fck\u00fcml\u00fcl\u00fcklerini ihlal eden i\u015fverene ise idari para cezas\u0131 uygulanacak. <\/strong><\/span><\/em><\/p>  <p><span class=\"large\">\u0130\u015fyeri bazl\u0131 \u00f6zel emeklilik planlar\u0131na y\u00f6nelik bir uygulama olan otomatik kat\u0131l\u0131m, 1 Ocak 2017 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girdi. Bu sistem, \u00e7al\u0131\u015fanlar\u0131n i\u015fverenleri arac\u0131l\u0131\u011f\u0131yla otomatik olarak bir emeklilik plan\u0131na dahil edilmesi esas\u0131na dayan\u0131yor. <\/span><br><span class=\"large\"> Otomatik kat\u0131l\u0131m sistemine, T\u00fcrk vatanda\u015f\u0131 olup 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f SSK\u2019l\u0131lar ile Emekli Sand\u0131\u011f\u0131\u2019na tabi ba\u011f\u0131ml\u0131 \u00e7al\u0131\u015fanlar\u0131n kat\u0131lmas\u0131 gerekiyor. <\/span><br><span class=\"large\"> Bireysel emeklilik sistemine (BES) i\u015fverenler arac\u0131l\u0131\u011f\u0131yla otomatik kat\u0131l\u0131m, i\u015fyerinde \u00e7al\u0131\u015fan say\u0131s\u0131na g\u00f6re kademeli olarak ger\u00e7ekle\u015ftirildi.<\/span><\/p>  <p><span class=\"large\"><strong>1 OCAK\u2019TA BA\u015eLIYOR<\/strong><\/span><\/p>  <p><span class=\"large\">1 Ocak 2017\u2019den itibaren 1.000 ve \u00fczerinde \u00e7al\u0131\u015fan\u0131 kapsam\u0131na alan otomatik zorunlu BES\u2019te, 1 Ocak 2019 tarihinden itibaren en az 5 ve 9 aras\u0131nda \u00e7al\u0131\u015fan\u0131 bulunan i\u015fyerlerinin de dahil edilmesiyle birlikte kademeli ge\u00e7i\u015f tamamlanm\u0131\u015f olacak. <\/span><br><span class=\"large\"> Bu tarihten itibaren yakla\u015f\u0131k 2.5 milyon \u00e7al\u0131\u015fan\u0131n daha kapsama girmesi \u00f6ng\u00f6r\u00fcl\u00fcyor. Yabanc\u0131lar ile 4\/1-b (Ba\u011f-Kur) kapsam\u0131ndaki sigortal\u0131lar, 45 ya\u015f \u00fcst\u00fc 4\/1-a ve 4\/1-c sigortal\u0131lar\u0131 zorunlu bireysel emeklilik sistemikapsam\u0131nda bulunmuyor.<\/span><\/p>  <p><span class=\"large\"><strong>\u0130K\u0130 AYDA CAYMA HAKKI<\/strong><\/span><\/p>  <p><span class=\"large\">\u00c7al\u0131\u015fanlar, emeklilik plan\u0131na dahil edildiklerinin kendilerine bildirildi\u011fi tarihten itibaren iki ay i\u00e7inde cayma hakk\u0131na sahip. Otomatik kat\u0131l\u0131m, sadece sisteme giri\u015fte zorunlu. Sisteme giri\u015ften sonra \u00e7al\u0131\u015fanlar diledikleri zaman sistemden \u00e7\u0131kabilecek. <\/span><br><span class=\"large\"> Kat\u0131l\u0131mc\u0131, emeklilik s\u00f6zle\u015fmesini emeklili\u011fe hak kazanmadan veya kazand\u0131\u011f\u0131 halde bu hakk\u0131 kullanmadan sona erdirmesi halinde, sona erdirilen s\u00f6zle\u015fme bak\u0131m\u0131ndan bireysel emeklilik sistemine giri\u015f tarihinden kaynaklanan s\u00fcreye ili\u015fkin haklar\u0131n\u0131 kaybeder.<\/span><\/p>  <p><span class=\"large\"><strong>TEKRAR KATILIM M\u00dcMK\u00dcN<\/strong><\/span><\/p>  <p><span class=\"large\">BES Y\u00f6netmeli\u011fi\u2019nde yer alan h\u00fck\u00fcmler gere\u011fince otomatik sistemden ayr\u0131lma i\u015flemi ger\u00e7ekle\u015ftiren \u00e7al\u0131\u015fanlar, m\u00fcste\u015farl\u0131\u011f\u0131n belirleyece\u011fi esaslar dahilinde iki y\u0131lda bir tekrar otomatik olarak sisteme dahil edilebilirler. M\u00fcste\u015farl\u0131k bu s\u00fcreyi bir y\u0131la kadar azaltmaya ve \u00fc\u00e7 y\u0131la kadar art\u0131rmaya yetkili. <\/span><\/p>  <p><span class=\"large\"><strong>EMEKL\u0130L\u0130K \u015e\u0130RKET\u0130N\u0130 \u0130\u015eVEREN BEL\u0130RLEYECEK<\/strong><\/span><\/p>  <p><span class=\"large\">Emeklilik \u015firketi i\u015fveren taraf\u0131ndan belirlenecek. \u0130\u015fverenler, \u00e7al\u0131\u015fanlar\u0131 ad\u0131na en az bir emeklilik \u015firketi ile s\u00f6zle\u015fme yapmakla y\u00fck\u00fcml\u00fc. \u00c7al\u0131\u015fanlar, sisteme giri\u015f esnas\u0131nda sadece faizli\/faizsiz fon tercihinde bulunabilecek. Bu nedenle i\u015fverenlerin, sisteme giri\u015f esnas\u0131nda \u00e7al\u0131\u015fanlar\u0131ndan faizli\/faizsiz fon tercihini almalar\u0131 gerekiyor. Tercihte bulunmayan \u00e7al\u0131\u015fanlar\u0131 i\u00e7in s\u00f6z konusu tercihi i\u015fveren yapacak. Kamu\/\u00f6zel ayr\u0131m\u0131 olmaks\u0131z\u0131n herhangi bir i\u015fveren, sekt\u00f6rde yer alan kamu\/\u00f6zel b\u00fct\u00fcn emeklilik \u015firketleri ile otomatik kat\u0131l\u0131m sistemi i\u00e7in anla\u015fma yapabilir. <\/span><br><span class=\"large\"> \u015eirket se\u00e7iminde, hizmet kalitesi ve di\u011fer hususlar g\u00f6z \u00f6n\u00fcnde bulundurularak al\u0131nan teklifler aras\u0131nda tercihte bulunulmas\u0131 gerekiyor. <\/span><br><span class=\"large\"> \u0130\u015fveren, \u015firketten komisyon dahil hi\u00e7bir \u015fekilde maddi menfaat sa\u011flayamayacak. Emeklilik \u015firketi de i\u015fverene herhangi bir menfaat vaadinden bulunamayacak.<\/span><\/p>  <p><span class=\"large\"><strong>\u0130\u015eVERENE \u0130DAR\u0130 PARA CEZASI<\/strong><\/span><\/p>  <p><span class=\"large\">Otomatik kat\u0131l\u0131m sistemi kapsam\u0131ndaki y\u00fck\u00fcml\u00fcl\u00fcklerine uymayan i\u015fverene, her bir ihlal i\u00e7in Aile \u00c7al\u0131\u015fma ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131nca idari para cezas\u0131 uygulan\u0131yor. Ayr\u0131ca i\u015fveren; katk\u0131 pay\u0131n\u0131 emeklilik \u015firketine eksik, ge\u00e7 aktarmas\u0131 veya aktarmamas\u0131 durumunda \u00e7al\u0131\u015fan\u0131n birikiminde olu\u015fan parasal kayb\u0131ndan da sorumlu tutuluyor.<\/span><\/p>  \t\t\t\t","slug":"25-milyon-calisan-bes-kapsamina-alinacak","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"2.5 milyon \u00e7al\u0131\u015fan BES kapsam\u0131na al\u0131nacak","meta_description":"\u0130sa Karaka\u015f","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":109,"cropped_1200x675":null,"user":{"id":7,"name":"\u0130SA","surname":"KARAKA\u015e","email":"igurmen@yandex.com.tr","slug":"isa-karakas","avatar":"\/front\/uploads\/avatar\/1733691600UsNll1YpnmquGG1.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-09-15T09:39:41.000000Z","updated_at":"2024-12-18T10:20:38.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":19752,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":19653,"locale":"tr","category_id":73,"title":"2.5 milyon \u00e7al\u0131\u015fan BES kapsam\u0131na al\u0131nacak","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><em><span class=\"large\"><strong>Yakla\u015f\u0131k 2.5 milyon \u00e7al\u0131\u015fan, 1 Ocak 2019 tarihinden itibaren bireysel emeklilikte otomatik kat\u0131l\u0131m\u0131 \u00f6ng\u00f6ren BES kapsam\u0131na al\u0131nacak. BES ile ilgili y\u00fck\u00fcml\u00fcl\u00fcklerini ihlal eden i\u015fverene ise idari para cezas\u0131 uygulanacak. <\/strong><\/span><\/em><\/p>  <p><span class=\"large\">\u0130\u015fyeri bazl\u0131 \u00f6zel emeklilik planlar\u0131na y\u00f6nelik bir uygulama olan otomatik kat\u0131l\u0131m, 1 Ocak 2017 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girdi. Bu sistem, \u00e7al\u0131\u015fanlar\u0131n i\u015fverenleri arac\u0131l\u0131\u011f\u0131yla otomatik olarak bir emeklilik plan\u0131na dahil edilmesi esas\u0131na dayan\u0131yor. <\/span><br><span class=\"large\"> Otomatik kat\u0131l\u0131m sistemine, T\u00fcrk vatanda\u015f\u0131 olup 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f SSK\u2019l\u0131lar ile Emekli Sand\u0131\u011f\u0131\u2019na tabi ba\u011f\u0131ml\u0131 \u00e7al\u0131\u015fanlar\u0131n kat\u0131lmas\u0131 gerekiyor. <\/span><br><span class=\"large\"> Bireysel emeklilik sistemine (BES) i\u015fverenler arac\u0131l\u0131\u011f\u0131yla otomatik kat\u0131l\u0131m, i\u015fyerinde \u00e7al\u0131\u015fan say\u0131s\u0131na g\u00f6re kademeli olarak ger\u00e7ekle\u015ftirildi.<\/span><\/p>  <p><span class=\"large\"><strong>1 OCAK\u2019TA BA\u015eLIYOR<\/strong><\/span><\/p>  <p><span class=\"large\">1 Ocak 2017\u2019den itibaren 1.000 ve \u00fczerinde \u00e7al\u0131\u015fan\u0131 kapsam\u0131na alan otomatik zorunlu BES\u2019te, 1 Ocak 2019 tarihinden itibaren en az 5 ve 9 aras\u0131nda \u00e7al\u0131\u015fan\u0131 bulunan i\u015fyerlerinin de dahil edilmesiyle birlikte kademeli ge\u00e7i\u015f tamamlanm\u0131\u015f olacak. <\/span><br><span class=\"large\"> Bu tarihten itibaren yakla\u015f\u0131k 2.5 milyon \u00e7al\u0131\u015fan\u0131n daha kapsama girmesi \u00f6ng\u00f6r\u00fcl\u00fcyor. Yabanc\u0131lar ile 4\/1-b (Ba\u011f-Kur) kapsam\u0131ndaki sigortal\u0131lar, 45 ya\u015f \u00fcst\u00fc 4\/1-a ve 4\/1-c sigortal\u0131lar\u0131 zorunlu bireysel emeklilik sistemikapsam\u0131nda bulunmuyor.<\/span><\/p>  <p><span class=\"large\"><strong>\u0130K\u0130 AYDA CAYMA HAKKI<\/strong><\/span><\/p>  <p><span class=\"large\">\u00c7al\u0131\u015fanlar, emeklilik plan\u0131na dahil edildiklerinin kendilerine bildirildi\u011fi tarihten itibaren iki ay i\u00e7inde cayma hakk\u0131na sahip. Otomatik kat\u0131l\u0131m, sadece sisteme giri\u015fte zorunlu. Sisteme giri\u015ften sonra \u00e7al\u0131\u015fanlar diledikleri zaman sistemden \u00e7\u0131kabilecek. <\/span><br><span class=\"large\"> Kat\u0131l\u0131mc\u0131, emeklilik s\u00f6zle\u015fmesini emeklili\u011fe hak kazanmadan veya kazand\u0131\u011f\u0131 halde bu hakk\u0131 kullanmadan sona erdirmesi halinde, sona erdirilen s\u00f6zle\u015fme bak\u0131m\u0131ndan bireysel emeklilik sistemine giri\u015f tarihinden kaynaklanan s\u00fcreye ili\u015fkin haklar\u0131n\u0131 kaybeder.<\/span><\/p>  <p><span class=\"large\"><strong>TEKRAR KATILIM M\u00dcMK\u00dcN<\/strong><\/span><\/p>  <p><span class=\"large\">BES Y\u00f6netmeli\u011fi\u2019nde yer alan h\u00fck\u00fcmler gere\u011fince otomatik sistemden ayr\u0131lma i\u015flemi ger\u00e7ekle\u015ftiren \u00e7al\u0131\u015fanlar, m\u00fcste\u015farl\u0131\u011f\u0131n belirleyece\u011fi esaslar dahilinde iki y\u0131lda bir tekrar otomatik olarak sisteme dahil edilebilirler. M\u00fcste\u015farl\u0131k bu s\u00fcreyi bir y\u0131la kadar azaltmaya ve \u00fc\u00e7 y\u0131la kadar art\u0131rmaya yetkili. <\/span><\/p>  <p><span class=\"large\"><strong>EMEKL\u0130L\u0130K \u015e\u0130RKET\u0130N\u0130 \u0130\u015eVEREN BEL\u0130RLEYECEK<\/strong><\/span><\/p>  <p><span class=\"large\">Emeklilik \u015firketi i\u015fveren taraf\u0131ndan belirlenecek. \u0130\u015fverenler, \u00e7al\u0131\u015fanlar\u0131 ad\u0131na en az bir emeklilik \u015firketi ile s\u00f6zle\u015fme yapmakla y\u00fck\u00fcml\u00fc. \u00c7al\u0131\u015fanlar, sisteme giri\u015f esnas\u0131nda sadece faizli\/faizsiz fon tercihinde bulunabilecek. Bu nedenle i\u015fverenlerin, sisteme giri\u015f esnas\u0131nda \u00e7al\u0131\u015fanlar\u0131ndan faizli\/faizsiz fon tercihini almalar\u0131 gerekiyor. Tercihte bulunmayan \u00e7al\u0131\u015fanlar\u0131 i\u00e7in s\u00f6z konusu tercihi i\u015fveren yapacak. Kamu\/\u00f6zel ayr\u0131m\u0131 olmaks\u0131z\u0131n herhangi bir i\u015fveren, sekt\u00f6rde yer alan kamu\/\u00f6zel b\u00fct\u00fcn emeklilik \u015firketleri ile otomatik kat\u0131l\u0131m sistemi i\u00e7in anla\u015fma yapabilir. <\/span><br><span class=\"large\"> \u015eirket se\u00e7iminde, hizmet kalitesi ve di\u011fer hususlar g\u00f6z \u00f6n\u00fcnde bulundurularak al\u0131nan teklifler aras\u0131nda tercihte bulunulmas\u0131 gerekiyor. <\/span><br><span class=\"large\"> \u0130\u015fveren, \u015firketten komisyon dahil hi\u00e7bir \u015fekilde maddi menfaat sa\u011flayamayacak. Emeklilik \u015firketi de i\u015fverene herhangi bir menfaat vaadinden bulunamayacak.<\/span><\/p>  <p><span class=\"large\"><strong>\u0130\u015eVERENE \u0130DAR\u0130 PARA CEZASI<\/strong><\/span><\/p>  <p><span class=\"large\">Otomatik kat\u0131l\u0131m sistemi kapsam\u0131ndaki y\u00fck\u00fcml\u00fcl\u00fcklerine uymayan i\u015fverene, her bir ihlal i\u00e7in Aile \u00c7al\u0131\u015fma ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131nca idari para cezas\u0131 uygulan\u0131yor. Ayr\u0131ca i\u015fveren; katk\u0131 pay\u0131n\u0131 emeklilik \u015firketine eksik, ge\u00e7 aktarmas\u0131 veya aktarmamas\u0131 durumunda \u00e7al\u0131\u015fan\u0131n birikiminde olu\u015fan parasal kayb\u0131ndan da sorumlu tutuluyor.<\/span><\/p>  \t\t\t\t","slug":"25-milyon-calisan-bes-kapsamina-alinacak","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"2.5 milyon \u00e7al\u0131\u015fan BES kapsam\u0131na al\u0131nacak","meta_description":"\u0130sa Karaka\u015f","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":109,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}